Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 21, 2025

Easy to use app to file claims.

Easy to use app to file claims.

Insurer: MetLife

By: KC

November 21, 2025

Super easy and very quick refunds

Super easy and very quick refunds

Insurer: MetLife

By: customer Ren

November 21, 2025

Terrible customer service

Submitted a claim that was denied because Spot transposed numbers on date of service so they said I hadn’t met the deductible when I had. Waited almost TWO MONTHS for this to be corrected and had to call multiple times. Finally got corrected and instead of direct deposit like every other claim they sent me a check by mail so I have to wait even longer. Very dissatisfied and will likely be canceling my plan. I pay way too much to have to fight this hard to get my reimbursement, especially when it was YOUR ERROR! Also, get an email! Working people don’t have time to sit on the phone to keep calling you.

Insurer: Spot

By: Christina

November 21, 2025

Fast processing of claim

Fast processing of claim

Insurer: MetLife

By: customer

November 21, 2025

Love the claims process

Love the claims process. Simply upload the documents and wait for the the approval. The reimbursement comes by way of Zelle. Easy breezy process 😁

Insurer: MetLife

By: Gea Hobbs

November 21, 2025

Claim sent claim Tuesday and was…

Claim sent claim Tuesday and was finished within 2 days. Very efficient!

Insurer: Spot

By: Mary Piskula

November 21, 2025

Claims

On line claims was easy once I figured it out. 2 of 4 claims were processed within 3 days and still waiting on 2 with no response as to the hold up on claims.

Insurer: Spot

By: Ginger

November 21, 2025

Quick claim processing and easy to…

Quick claim processing and easy to submit

Insurer: MetLife

By: customer

November 21, 2025

This is the first time I’ve used my…

This is the first time I’ve used my Fetch pet insurance. Excellent experience. Submitted my claim and received my $ quickly (received $ prior to the 15 days). I received regular updates. Fantastic experience.

Insurer: Fetch

By: ferrarigirl1234

November 21, 2025

The process to submit claims is easy…

The process to submit claims is easy and communicating with someone if we have any questions is also very easy. We’re very happy with this service.

Insurer: MetLife

By: Robert

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