Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,481 total


October 31, 2025

They increase your monthly payment by $20-30 every year

If you take your dog to the vet they will increase your monthly payment the next year. My dog had a $68 monthly rate and they raised it to $88/ month because of her vet history last year. But in then in the email they sent they claimed it was because of “inflation.” Really breaks trust with customers when narratives don’t line up. They lock you in at a low price. And then raise the price once your pet goes to the vet. And they know you can’t leave anywhere else because insurance companies don’t cover conditions that have already been verified by the vet. So you’re kinda stuck paying whatever they tell you to at that point. Super bummed because I really liked fetch insurance. I thought they really cared about pets, but now I realized it’s all about $$.

Insurer: Fetch

By: Selena

October 31, 2025

Ease and reliability.

Submitting a claim is incredibly easy and takes barely a minute. The website is very user friendly for this. Approval does not take very long, and direct deposit is usually a 2 week turn around. I wish my own health insurance was as up front, user friendly, and reliable, honestly. Embrace has literally been a life saver for my dog Ernie. Choosing Embrace for my dogs' policies was one of the best decisions I have ever made.

Insurer: Embrace

By: customer

October 31, 2025

Excellent coverage plan

Excellent coverage plan. Submitting a claim is super easy and reimbursements are transferred to my account in a timely manner. I recommend Met Life pet insurance to everyone.

Insurer: MetLife

By: KS

October 31, 2025

Very reasonable and fair treatment

Very reasonable and fair treatment. Much better than what I'm used to with pet insurance.

Insurer: Embrace

By: Nick C.

October 30, 2025

Not enough reimbursement for my…

Not enough reimbursement for my expenditures. Deciding whether it’s even worth it to continue with this coverage. Just sent in $900 receipt and was only reimbursed $240 towards expenditures.

Insurer: Spot

By: Dawn Pierdon

October 30, 2025

great price and great cx experience

customer experience and price for coverage

Insurer: Sonnet

By: Alberto Roncallo

October 30, 2025

Terrible

Terrible — this is completely useless. You are literally paying for nothing. My advice: build your own savings account for your pet’s vet expenses. They backtrack for at least a month, and after waiting that long, they ask for additional documents from your vet. It’s simply ridiculous. The customer service is a joke — poor people working at this company, powerless and helpless. STAY AWAY. In Canada, your best options are TrueCompanion, Pet Plus, or simply using your own money. I spent weeks comparing plans and deeply regret choosing Spot On. Don’t do it.

Insurer: Spot

By: roxane seguy

October 30, 2025

It's fast and easy to file a claim and they're on it!

I've had Pumpkin for a little while now. This is the first time I've tuned in a claim. It was for the annual wellness check up for my dog, Remy. They were quick to acknowledge the claim and got a check out to us right away. It was so easy to file online, just follow their steps. Thanks, Pumpkin!

Insurer: Pumpkin

By: Jean

October 30, 2025

Nadine Was a pleasure to work with…

Nadine Was a pleasure to work with today! She did a great job of putting together a package that worked for us. In fact, the whole team was wonderful. I originally called to cancel my boy Odin‘s insurance, simply because I thought it was more than I needed. However, I ended up modifying the package, then speaking to Nadine and adding a second package for my new puppy Kane. Altogether it was a great experience, and I now have insurance for my dogs that I can afford, and be confident in.

Insurer: Fetch Canada

By: Christian Whalvin

October 30, 2025

The process was very easy to complete…

The process was very easy to complete and the monthly fee was reasonable.

Insurer: MetLife

By: Gary Weyenberg

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