Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,064 total


October 06, 2025

I do not recommend them anymore

I wish I could say they were great! it takes long to get their results and they have no idea about animals they care for. They rejected my claim on my puppy saying that diherriea was a pre-condition (from 2 months prior!!!). What puppy survives 2 months of lose stools and they should know better that for puppies it is very common to have bowel issues as they get to anything. Poor judgement.

Insurer: Embrace

By: Esra Urkmez

October 06, 2025

Claims took forever to resolve

Claims took forever to resolve. Their pre-existing conditions make insurance worthless. Will be canceling.

Insurer: Embrace

By: Paul

October 06, 2025

Timely turnaround of Bill sent in until…

Timely turnaround of Bill sent in until money is in my account. Everyone is always very kind on the phone. All in all a great company.

Insurer: MetLife

By: Misty Goulden

October 06, 2025

easy and fast!

easy and fast!

Insurer: MetLife

By: customer

October 06, 2025

Filing Claim

Filing my claim was so easy on the app and was approved in just a few days and money deposited in my account. Thank you MetLife you are the best!

Insurer: MetLife

By: customer

October 06, 2025

The process eas easy and we received…

The process eas easy and we received the refund fast

Insurer: MetLife

By: Am

October 06, 2025

Good coverage with a lot of options for benefits and cost.

Qucik responses to questions, very easy claims process and quick direct-deposit payment system.

Insurer: Spot

By: Priscilla Clark

October 06, 2025

Great experience

Easy, fast, convenient.

Insurer: Spot

By: MariaO

October 06, 2025

Easy to submit claim and be reimbursed!

Easy to submit claim and be reimbursed!

Insurer: Spot

By: Scott

October 06, 2025

Fast claim service

I bought this pet insurance when my dog was a puppy. He is now 4 years old. He ended up with some type of gastrointestinal intestinal issue and he went to vet and then ER for 3 days. I sent in the receipts and they were so prompt with payment.

Insurer: Embrace

By: Merlie Chavenelle

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