Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,054 total


February 13, 2026

very quick turn around on claims very…

very quick turn around on claims very satisfied

Insurer: Healthy Paws

By: PFS

February 13, 2026

Easy and got paid right away

Easy and got paid right away

Insurer: MetLife

By: Cherie Smith

February 13, 2026

Paid hundreds instead of thousands of $$!

MetLife pet insurance has saved my family so much money and has been pretty easy to work with. Upload documentation online or through the app and receive reimbursement. My dog has had her ACL replaced (a $4,000 surgery) and also had a cancerous tumor removed (around $2,000), plus another cancer scare and thanks to pet insurance, we paid only a fraction of the cost!

Insurer: MetLife

By: Kristen

February 13, 2026

Great until the renewal hike

Never had an issue with a claim. Both claims I've submitted have been processed within a week. However, the yearly hike in monthly payment has been a big downside. It feels like being punished for staying a customer. I asked for a quote as if I were a new customer and the price was much lower. Pretty disappointing

Insurer: Spot

By: Martha Ayala

February 13, 2026

Healthy Paws has always been excellent!

Healthy Paws has always been excellent to us & our many, many, rescued & adopted pets insured by them since 2017! Good communication, quick turnaround times, easy upload process, reasonable about claims, even when we've had more claims in 1 year vs another (due to senior dogs being sick)... Thank you HP!

Insurer: Healthy Paws

By: Sutton's Southern Pet Retreat

February 13, 2026

Thankful

Thankfully, this was my first time using the insurance, and the process couldn't have been easier or smoother. Claims were paid exactly as advertised, everything was clear, and the process was fast.

Insurer: Pets Best

By: alan jacobson

February 13, 2026

MetLife improved our dog’s life

MetLife helped us pay for a critical surgery for our dog which will vastly improve his quality of life. This company is caring and it’s so simple to submit receipts, we got the verdict back quickly, and we were so pleased with the outcome. Now we can focus on our dog’s recovery and not have to worry about bills. We couldn’t be happier with this service and we’re so happy we went with MetLife.

Insurer: MetLife

By: natalie

February 13, 2026

this was super easy to get a quote and…

this was super easy to get a quote and had all the options I want and need for my boy, and was easily able to build my plan

Insurer: MetLife

By: SIERRA

February 13, 2026

Quick and easy

Quick and easy

Insurer: MetLife

By: customer

February 13, 2026

The shopping experience makes it super…

The shopping experience makes it super easy to pick the best plans. I’ve used Nationwide in the past and it was amazing, that’s the reason I’m coming back for my new puppy

Insurer: Nationwide

By: Michelle McNew

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