Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,054 total


May 08, 2026

How fast my claim was processed

How fast my claim was processed

Insurer: Spot

By: Jo Czisz

May 07, 2026

Enrollment was simple and easy.

Not difficult at all to begin enrollment

Insurer: MetLife

By: Keisha Crenshaw

May 07, 2026

Excellent service and insurance!

Excellent service and insurance!! Quick payment, very easy to make a claim.

Insurer: Spot

By: Elsie

May 07, 2026

Pawsome

I had a great experience working with Josh from Fetch Pet Insurance. He was incredibly helpful, patient, and genuinely caring throughout the entire process. We discussed coverage options, pricing, and overall healthcare for my dog, Whiskey (aka Cole), and he took the time to explain everything clearly so I felt confident in my decisions. What really stood out was how attentive and understanding he was—he made sure all my questions were answered and that I chose the best plan for my pet’s needs. It’s clear he truly cares about both pets and their owners. I really appreciate his support and would highly recommend him to anyone looking into pet insurance! Thank You for being “Pawsome” Mike Beth Olivia and Michael Whiskeys new pack

Insurer: Fetch

By: Beth Wolski

May 07, 2026

Seamless Process and Fantastic Response Times

I receive reasonable updates about the status of any of the claims I have submitted. Fantastic response to get the claims processed. If they need more documentation, they reach out via text and email. Once I have fulfilled the deductible amount and I get refunds, those are processed quickly.

Insurer: Fetch

By: Luis Torres

May 07, 2026

Easy to submit a claim!

Easy to submit a claim and response time was great,

Insurer: MetLife

By: L. Scott

May 07, 2026

MetLife Pet saved my dog

MetLife Pet saved my dog. Because of them, I was able to afford critical care for my puppy. The claims process is easy and the efficient. I was reimbursed for the ER within 5 days. Thank you, MetLife!

Insurer: MetLife

By: Joanna

May 07, 2026

The platform is easy to use

The platform is easy to use. I submit a claim and within a day or two, payment is received! Thank you MetLife Pet Insurance!

Insurer: MetLife

By: Melinda Clemens

May 07, 2026

Over 8 calls, 4 months - but still no payment

I rarely leave reviews, but this experience has been beyond disappointing. I’ve been waiting for payment on my claim since February 2026. The first check was issued missing my unit number (even though i had a unit number on file). After calling a month later, a replacement check was sent—with the same mistake. I called again after the required 30‑day waiting period, and now more than another month has passed with still no payment. This has resulted in nearly 8 phone calls and five months of waiting since the claim was submitted, with absolutely no resolution. The lack of care, accuracy, and urgency is unacceptable. Based on this experience, I will not be renewing my policy.

Insurer: Nationwide

By: Nata

May 07, 2026

Best Pet Insurance

During the time of emergency with Milo, I’m not worried that I wouldn’t afford the treatment because Pumpkin has my back since he was zero age.. Pumpkin is very efficient and quick processing my reimbursement.. So thankful with this company. If gives me peace of mind in time of crisis..

Insurer: Pumpkin

By: Cess

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