Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

77,088 total


February 22, 2026

I feel like I paid for insurance that provided absolutely no benefit.

My dog is 5 years old, and since the day it was born I have paid for MetLife Pet Insurance. I had never filed a claim until last month, when my dog developed diarrhea and I took it to the veterinarian. The vet recommended several tests to get an accurate diagnosis, including a pancreatic blood test. When I submitted the bill, I was told that the pancreatic blood test is considered a “routine test.” Really? I’m extremely disappointed. I’ve paid for this insurance for 5 years without ever using it, and now that I finally need it, nothing is covered. This situation is incredibly frustrating. I will be looking for another insurance company, and I definitely will not recommend MetLife Pet Insurance to anyone. I feel like I paid for insurance that provided absolutely no benefit.

Insurer: MetLife

By: Javier Narvaez

February 22, 2026

Filing a claim with Spot is so easy

Filing a claim with Spot is so easy. My claim was reviewed quickly and the direct deposit processed fast too. Having Spot Pet Insurance lessens the anxiety of having to take my pets to the vet. When my cat had to go to the emergency vet, at least I didn’t have to worry about how I was going to cover the cost.

Insurer: Spot

By: Amber Foley

February 22, 2026

I am still waiting on my reimbursement…

I am still waiting on my reimbursement for a claim I placed 2 weeks ago. I called and was told it could take up to 14 "business" days to receive my reimbursement. My smaller claims in the past I received in 2-3 days, but because this is over $100 my guess is they are looking for a reason to deny it. Either way, 14 business days to receive your reimbursement is an exceptionally long time, in my opinion to wait, especially if you are on a budget.

Insurer: Embrace

By: Jennifer Griffin

February 22, 2026

Overall

Overall, good customer service, however, the insurance was for my folks’ parents’ pets. They are older and have a challenging time working with technology and I helped them with that. As go telephone services, it would have been nice if it were made easier to get contact with a Spanish speaker easier.

Insurer: ASPCA

By: Maria A Guerrero

February 22, 2026

Your agent was so sweet

Your agent was so sweet. He said he woukd help me get out bunny covered nose to tail!

Insurer: Nationwide

By: customer

February 22, 2026

Quick and easy claim

Recently my dog Cash was diagnosed with IVDD which required immediate emergency surgery. I was able to file his claim and received reimbursement in a timely manner. It was such a stressful situation but the claims process was so quick and easy it was one less stress.

Insurer: MetLife

By: Pinky

February 22, 2026

Easy to use Healthy Paws website and…

Easy to use Healthy Paws website and phone help is also available. Easy to submit claims; documents promptly reviewed with prompt payment of covered items. My dog has several health issues that have required vetinary interventions, including several hospitalization over a six year period. My puppy is 6 year old puppy and for the six years I have had Chewy Health Insurance. I am so glad that I chose Chewy for my beautiful and loving dog.

Insurer: Healthy Paws

By: Joanne M.

February 22, 2026

Easy

Never a hassle. Always on point.

Insurer: Trupanion

By: Patrick

February 22, 2026

Excellent first time use!

My experience could not have been better! The claim was easy to fill out online and was processed quickly and a check mailed just as quickly.

Insurer: Pumpkin

By: Gene O

February 21, 2026

All throughout a good experience

All throughout a good experience. Customer service has been great. Very helpful and have walk me through some issues I was having.

Insurer: MetLife

By: Alexandra Pierna

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