Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 23, 2026

Trupanion Was A Life Saver

For eight years I had been paying premiums, at times, joking that it was really a donation because our Ginger was so healthy. In an instant, all that changed as she was confronted with constant nauseousness, loss of appetite and lethargy. Ultimately this mysterious and sudden illnes led us to: a 3am trip to an Emergency Vet Clinic, a follow up with or Vet, another unplanned trip to our Vet followed by a trip to the local Animal Hospital with a skilled surgical team. We are retired and living on a fixed income. We would not have wanted to make a life or death decision based on income constraints but that would have been our reality if not for Trupanion. Our Ginger got the surgery required to remove her gallbaldder and a cluster of stones that were causing her illness and threatening her life. She is now back at home with us recovering. Trupanion and Fetch Animal Hospital saved her life. We aren't out of the woods yet but none of this would have been possible without the funds from our Trupanion policy.

Insurer: Trupanion

By: K. Himes

February 23, 2026

Always in the loop

quick turnaround from claim to payment. notifications regular and informative

Insurer: MetLife

By: Mike G

February 23, 2026

Great pet insurance

My claim was handled fast and covered more than I expected.

Insurer: Pumpkin

By: David

February 23, 2026

The insruance company did everything…

The insruance company did everything they said they would. We had to have an emergency surgery on my wife's dog eye, she turned everything in, and wihtout any questions we were sent a check. Easy process, couldnt have asked for it to have been more simple.

Insurer: Spot

By: Lee Ellisor

February 23, 2026

Emailed forms over and had prompt…

Emailed forms over and had prompt response and receive reimbursement within days

Insurer: MetLife

By: Amy

February 23, 2026

I was extremely disappointed to find…

I was extremely disappointed to find out how little of the cost of the appointment was covered.

Insurer: Trupanion

By: Linn

February 23, 2026

My claim was processed quickly and…

My claim was processed quickly and easily.

Insurer: MetLife

By: Chris

February 23, 2026

Ease of submission

Ease of submission

Insurer: MetLife

By: customer

February 23, 2026

Easy to upload documents and just a few…

Easy to upload documents and just a few days and you are reimbursed.

Insurer: Fetch

By: Kelly

February 23, 2026

Claims are processed quickly

Claims are processed quickly. No hassle.

Insurer: Pumpkin

By: Andy

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