Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Embrace's online claims process is very easy to navigate, with fast and fair adjudications.
I have had Embrace for three years and have always had positive experiences with them. The claims process has always been simple and efficient, and the Embrace staff has always processed the claims within a couple of days. I also like that you can pull up your claims history and review the details of each claim, including how much remains of your deductible. Of course, with the deducible and then the 20% (or whatever you've chosen in your plan) co-pay, your pet has to have a pretty bad year for you to get the benefit of Embrace paying for vet bills. That said, I continue to pay the premiums because if there was a catastrophic need, like a car accident injury or cancer, I don't want to have to worry about paying for expensive treatment if. That peace of mind is worth the price of the premium!
Insurer: Embrace
By: Kristi
Quick processing of claims
I can't believe how easy it is to file a claim from my smartphone app. The processing time is amazingly quick, and i like that you can go online and check status of the claim! Thank you so much!
Insurer: Nationwide
By: Diane
There for us when we needed it
Their coverage is exactly what they say it is. They were there helping me through the whole process. We could’ve never afforded to have the treatment done to her dog without their help . The coverage they provide for my dog Daisy is by far better and less hassles then my own health insurance .
Insurer: Healthy Paws
By:
Prompt claim service
Prompt claim processing.
Insurer: ASPCA
By: Barbara
Great Company
We have had Embrace insurance for about 6 years and we have never had a problem. The Embrace team is very responsive and I never felt like we had to wait very long for our claims to be processed. Everyone I have spoken to on the phone has been knowledgeable, nice and professional. I highly recommend this company.
Insurer: Embrace
By: Jenni
Hassle-free and excellent service!
I love embrace! I have had pet insurance through other companies before and it was always a fight to get them to cover things and reimburse me for claims. With embrace they make submitting claims easy and I have never once had to call or argue with them to cover a claim! I recommend them to all my friends who have pets!
Insurer: Embrace
By: Nina
We'd still get our dog treated. Wish it was clear that there is an annual cutoff per disease.
Generally pleased with the processing of our paperwork. Prompt and efficient. Lack of clarity on coverage for an individual disease could be improved.
Insurer: Nationwide
By: Yale
Best coverage, reasonable cost, claim turn around time is excellent
I researched over half a dozen plans before insuring my new puppy. I have made a couple of claims already for well-puppy check and an injury. The claim submission process can be completed online or by mail, I chose online. The claim was handled expeditiously. I have recommended Nationwide insurance to a couple of new puppy parents.
Insurer: Nationwide
By: Cindy
Pet insurance company cares about my dog
Trupanion really cares about my dog!!! They are quick to pay my claims and have always responded promptly to questions or concerns regarding any claims.
Insurer: Trupanion
By: Suzanne
Nationwide Pet Insurance is Chicken Soup for Puppy-Moms.
Having insurance for our monster (2-yr old puppy in disguise) is one of the most comforting aspects of my complicated life. I don't have to think twice if she swallows a stick, twists her leg chasing Alice down the rabbit hole, or just seems listless. There's no need to analyze the budget, no debating about having something checked out. In 2 years, Nationwide has come through every time. Not payment in full but a close second, and enough to keep Ms. Doobs as safe and healthy as possible. Yeah!
Insurer: Nationwide
By: Joan