Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


April 08, 2018

Easy and Fast!

Filing my claim was easy and fast. We emailed the vet bill and doctors notes and next thing you know I’m getting a deposit for what was covered. It was definitely a stress free experience! Thanks embrace!

Insurer: Embrace

By: Cindy

Useful
April 08, 2018

Easy and fast claim process

I actually really enjoy my Embrace pet insurance. I have two dogs that I rescued when they were adults. I signed up for insurance, and even though there were a few pre-existing conditions, they weren't anything that concerned me so I wasn't too bothered by it. One of my dogs developed a cancerous mass and besides my deductible I was completely reimbursed for every dollar I spent for diagnostics, surgery, and follow up appointments. The process of filing claims is super easy, just print out a copy and the animal hospital will do the rest for you. I was expecting a lot more work and push back, but I have never had any push back for any claim I have filed. Overall I am extremely happy with my insurance through Embrace!!

Insurer: Embrace

By: Meagan

Useful
April 08, 2018

Fast compassionate company

The ease of filing a claim is unbelievable. The quickness they have in giving you a claim number and check for your claim is within 10 days. I have had 3 major claims and never have I had a problem. Two were TPLO surgeries and a renal cysts. They are very compassionate, always checking on my Skittles to make sure she is recovering well.

Insurer: Healthy Paws

By: Brenda

Useful
April 08, 2018

Best Insurance for my fur baby

Embrace is a wonderful insurance policy. Best decision I ever made to protect my fur baby. Claims are processed quickly all of the time.

Insurer: Embrace

By: Josephine

Useful
April 08, 2018

Our Tara has been very sick for over a month and the bills kept adding up quickly.

Our Tara has been very sick for over a month and the bills kept adding up quickly. Thankfully I took out the Trupanion insurance when we got her. It has taken care of a great deal of the expense. Everyone at Trupanion when i needed to call was understanding, polite and got answers for me immediately. Thank you for being there for us in this sressful time.

Insurer: Trupanion

By: Linda

Useful
April 07, 2018

Timely

Although Pet Plus Us does have direct billing, they process claims in a timely fashion.

Insurer: Pets Plus Us

By: Catherine

Useful
April 07, 2018

Never an issue with Embrace

Always quickly approved and reimbursed. Simply and easy.

Insurer: Embrace

By: Sean

Useful
April 07, 2018

Quick, easy and responsive

Healthy paws has been our pet insurers since day 1. recently our dog Mochi has major back surgery and true to form, Healthy Paws dealt with all the claims in their quick and efficient manner. They also took the trouble to check in with us to make sure our dog was recovering well. Their app makes submitting claims very easy and the terms/conditions on what is covered is very clearly laid out. In 6 years we have had zero issues and I wished all insurance companies were like Healthy Paws !

Insurer: Healthy Paws

By: GOPAL

Useful
April 07, 2018

Fantastic I Indeed

Great value, excellent customer service & fantastic every time I submit a claim on line. Now have direct deposit into my account. Could not be easier to have an insurance policy for expenses related to wellness care as well as illness, surgery or injuries.

Insurer: Nationwide

By: Lois

Useful
April 07, 2018

Quick, Easy Care

I find the app so easy to use. ASPCA Pet Insurance responds quickly to my claims. I was initially worried that I had to meet the mandatory minimum of my deductible before I would be reimbursed. Theo was sick really early. Thank goodness for our insurance. ASPCA has covered a significant portion of his veterinary bills. Not to mention, they always call after a claim is processed to check on him.

Insurer: ASPCA

By: Nicole

Useful

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