Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


June 05, 2018

Healthy paws is Awesome!

Healthy paws is a great company! Top notch customer service, fast reimbursements, easy claims and a great mission! There smart phone app is very user friendly and makes filing claims a breeze. I will be keeping all my pets insured with healthy paws for now and into the future!

Insurer: Healthy Paws

By: Todd

Useful
June 05, 2018

The claim was handled accurately, but with a six-week delay with no reason given.

The claim was handled accurately, but with a six-week delay with no reason given.

Insurer: Nationwide

By: George

Useful
June 05, 2018

Don’t bother unless you purchase before you have pet

I assume the health insurance will be good for an accident, but you should buy your insurance BEFORE you get your pet. I took my puppy to the vet to get her checked out right after adopting her. The vet noticed an odd gait, but it could just be a long legged puppy. The gait has gotten worse and i’ve Taken the puppy for diagnostics. Insurance will cover nothing for this, not even euthanasia if it turns out it is a degenerative disease. If I had bought the insurance before I got the dog, then it might have been ok. Overall this is no worse than any other insurance company who does their best not to pay. I just expected better from a company backed by the ASPCA.

Insurer: ASPCA

By: Maria

Useful
June 05, 2018

Fat Cat was able to have surgery thanks to Embrace

Fat Cat had a mass in his neck and needed surgery. After the easy Pre-Certification approval, I scheduled the surgery which I could not have afforded without Embrace Pet Insurance. Fat Cat came thru the surgery well and Embrace paid 80% of the cost. Thanks, Embrace.

Insurer: Embrace

By: Donna

Useful
June 05, 2018

Won't Pay Out On Sudden Illness

I got Pet's Best after my puppy broke her leg and paid out almost $4400 in doctor bills. About three months after signing up she became very ill and would not eat or drink anything and had diarrhea. I called Pet's Best hotline and their recommendation was to take her in to the vet immediately. She was taken to our vet, given and IV and a checkup to the tune of $190. After months of status of "waiting for vet documents" and us calling the vet to make sure they had been faxed, we were denied with no explanation of why other than services claimed are bit covered. Apparently they cover sudden illness but not THIS sudden illness. Will be filing a complaint with Department of Insurance.

Insurer: Pets Best

By: Corey

Useful
June 05, 2018

Super simple and timely claims processing

Nationwide does a great job. Any time I call, the phone representatives are courteous, pleasant and knowledgeable. The process for submitting claims is simple and they are processed quickly.

Insurer: Nationwide

By: Sandralynn

Useful
June 05, 2018

Great service

Our bloodhound, Molly, has been covered by Nationwide for most of her 11 1/2 years. It is great assurance to know that we can afford the care that our veterinarian recommends. We have sent several claims, and all have been processed quickly. Although not every portion of a claim has been covered, we always knew the reason why not. We recommend Nationwide to many of our dog owner friends.

Insurer: Nationwide

By: Virginia

Useful
June 05, 2018

Trupanion has been easy to work with.

Trupanion has been easy to work with. Claims are acknowledged very quickly and checks are issued very quickly.

Insurer: Trupanion

By: Elizabeth

Useful
June 05, 2018

less than two weeks

Because you take less than two weeks from the start of Taruras health care claims to the end of the process, and you ALWAYS pay me back 90% if the Veterinary costs. PostScript, I LOVE YOUR COMPANY.

Insurer: Trupanion

By: Cynthia

Useful
June 05, 2018

It allows me to treat my pet fully without the added worry of ,

It allows me to treat my pet fully without the added worry of ,”how am I going to pay for this?”

Insurer: Trupanion

By: Judith

Useful

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