Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


June 25, 2018

You pay for nothing useful to be covered

I had the insurance for one month and it was useless. My cat had diarrhea so I took him to the vet. First Pet Partners says they can't help me, my plan doesn't cover worms. I say we don't know what's causing the diarrhea, we don't know if it's worms. Then I get a denial email saying that I wasn't approved because the onset was in the 5 day waiting period of starting the insurance. Which is a lie, the onset date was a week after the waiting period, which I put on the claims form. This insurance was useless, nothing was covered and the general wellness plan is an expensive additional cost. I'm still fighting them to get coverage because they are making up reasons not to reimburse me.

Insurer: PetPartners

By: Juliet

Useful
June 25, 2018

such a comfort knowing I have help for costly vet bills

We have had a great experience with Nation Wide Insurance , having three dogs has been very costly in vet bills, and having this insurance has financially helped us greatly. Easy processing all our claims.

Insurer: Nationwide

By: Sandra

Useful
June 25, 2018

Great service and thankful to have insurance on our dogs!

It's always nice to know that we have insurance on our dogs. It helps when they have their annual physicals, dental cleanings, flea/ticket preventative, and heart worm preventatives. Cases like this where dental extractions and repair are needed were also covered which we are so thankful.

Insurer: Nationwide

By: Brian

Useful
June 25, 2018

Nationwide Pet Insurance has been a life saver

Kenzie my 1 year old Golden Retriever has had her share of issues for a puppy. She is our 3rd Golden and let's just say that I finally got smart and got this one a pet insurance policy. My first two had their share of medical bills which is why I got this policy. I could not have chosen a better company in Nationwide. Putting in a claim is very simple and reimbursement is always within the month. I would highly recommend Nationwide to anyone looking for pet insurance.

Insurer: Nationwide

By: Jerry

Useful
June 25, 2018

Fast and easy claim service

I have had ASPCA insurance for my dog for several years and have never had a need to file a claim. I recently had to file a claim and did not know what to expect. Happily, I found the process easy and absent of red tape.

Insurer: ASPCA

By: Ed

Useful
June 25, 2018

Thankful to have Embrace Insurance

Submitted a claim and after a slight delay (only because my Vet hadn't provided the required info) received full compensation per our contract. Hassle free and grateful.

Insurer: Embrace

By: Juliette

Useful
June 25, 2018

Would recommend embrace 100%

Have used embrace for 8 years for my Yorkie- have had nothing but great experiences. They make the claim process very easy and are very prompt in approving! Would highly recommend to anyone looking into pet insurance!

Insurer: Embrace

By: Jennifer

Useful
June 25, 2018

Embrace = peace of mind

Having Embrace Insurance on our pets makes the emotional decisions about costly medical treatment an easy one. We have "Boomer" our Boxer, undergoing chemotherapy for Lymphoma. Having Embrace Insurance has eased the burden on our pocketbook. The claims process is extremely straight forward and easy to navigate and their response time is good.

Insurer: Embrace

By: Richard

Useful
June 25, 2018

Lethargic and laceration requiring stitches

So grateful to have Embrace Pet Insurance. They have honored my claim without any reservations as per our contract. I have had Embrace Pet Insurance for nearly 8 years and have always been pleased

Insurer: Embrace

By: Juliette

Useful
June 25, 2018

Witnessing Lethargy

My claim was processed immediately and professionally according to my contract. It was such a hassle free process!

Insurer: Embrace

By: Juliette

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.