Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Nationwide Pet Insurance is the most thoughtful and easy insurance I have ever dealt with.
Nationwide is very simple to work with. All forms are online and everything is electronic. They have great explanation of benefits and has covered my baby now for 2 years. This is the best insurance company that I have ever dealt with.
Insurer: Nationwide
By: Rhodora
Exceptional Insurance Product - Embrace Pet Insurance
I've had 2 purebred Boxers insured through Embrace. One, from puppy hood, had multiple "issues" throughout her life. Embrace exceeded our expectations of a Pet Insurer at every step, from claims reimbursement, customer care, calling us (unsolicited) to make us aware of additional coverage items (water therapy) available to us for a particular surgery claim, representatives easily and readily available by phone, claims management and status updates. All told, Embrace reimbursed approximately $8,000 in claims for this little boxer over her lifetime. This is EXACTLY why I have insurance. Not to pay for routine and expected Pet Ownership responsibilities (like annual checkups and shots), but for accidents and serious unforeseen issues. Simply put, Embrace does what it says it will do, and has created a customer focused infrastructure. All the way to the end, Embrace also 'lit a candle' and made a donation to a local Animal Shelter in the name of our beloved little boxer, who said goodbye to us this Summer. I will always have my pets insured through Embrace, and I have and do recommend their Pet Insurance service to all my friends and family.
Insurer: Embrace
By: Natalie
Another positive experience with Embrace
My mixed breed terrier is a little past her first birthday and has treated heartworm disease. She was doing fine and then was sluggish for a couple of days and then collapsed after walking up a flight of stairs. I took her to the nearest animal hospital and she was admitted with severe anemia and low platelets. This appears to have been an immune reaction to the treated heartworm disease. Embrace reviewed the claim in just a couple of days and approved payment of over $2500.00 for hospitalization and treatment almost immediately without any quibbling at all. My experience with Embrace has been and continues to be very positive.
Insurer: Embrace
By: Richard
My First Claim
I signed up for Trupanion on both my dogs when they were puppies. I have had my Red Lab since he was 8 weeks old. He is now 3 years old and had a pretty severe bought with diarrhea recently. It cost me nearly $2000 to treat him. After my $750 deductible was met (I elected for that high of a deductible to keep my monthly payments manageable since I am insuring two dogs), Trupanion paid me back for his treatment costs. I was nervous that my claim would be denied since I had never filed a pet insurance claim before, but the process was simple and painless. It reinforced my confidence that Trupanion will be there for us when we need them.
Insurer: Trupanion
By: Melanie
I highly recommend Trupanion insurance!
Trupanion has been very responsive and willing to help with our costs. We have had the insurance for 3 years and have never used it. Recently, our Rosie was diagnosed with a condition that has required some fairly costly tests and medications. We are so thankful that we have Trupanion to help us with the costs to get Rosie the treatment she needs!
Insurer: Trupanion
By: Julie
Trupanion saved our financial bacon and made dealing with a sick dog more bearable
Our dog has had a number of health issues including an auto-immune disease and 2 ACL surgeries. Having Trupanion allowed us to make treatment choices based on what we and our vet felt was best.
Insurer: Trupanion Canada
By: catherine
Extremely easy
Extremely easy claim process and claim was approved and paid very quickly.
Insurer: Trupanion
By: Stephanie
Fast and efficient
Fast and efficient when getting reimbursed. Just wish exams were covered. Staff are pleasant and informative.
Insurer: Trupanion
By: Krissie
Experience is unbelievable
The experience was unbelievable! The reps were super helpful and quick to respond. My dog was in trouble and bleeding internally and I worried how I was going to pay the vet and then get reimburse since this was all unexpected. They worked with my vet to pay them directly. Trupanion's coverage is amazing. My friend just got a new puppy and I told her to get Trupanion.
Insurer: Trupanion
By: Kathleen