Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 28, 2018

Great coverage

The insurance coverage has been great. It usually pays at least half of the charges, including dental work, which many other insurance plans do not cover. They communicate where they are in the processing of your claim also.

Insurer: Nationwide

By: Christine

Useful
November 28, 2018

Infected anal glands.

After several weeks of vet visits and different antibiotic treatments, Cooper’s infection seems to have cleared. Need to give it another week and possible recheck visit with the vet and he should be fine. Thanks to your help with the bills it was easier for me to deal with the ordeal. I think you are just great!

Insurer: Nationwide

By: Arlene

Useful
Verified November 28, 2018

Easy Peasy!

I took my dog to the vet for a health problem. The day after the vet office submitted the claim, i received notification from Trupanion that they cut a check and it was in the mail to me. Streamlined and easy, what more can you ask for?

Insurer: Trupanion

By: Nicole

Useful
Verified November 28, 2018

This is the greatest pet insurance company!

Trupanion is an excellent pet insurance company. There are no caps on illnesses and they pay you back very quickly on claims. No hassle. Highly recommend.

Insurer: Trupanion

By: Leslie

Useful
November 28, 2018

Claim process is long and difficult

Recently the claim process is extremely long and have had a hard time getting claims approved- often need resubmitted for wrong coding or contact vet for more info despite info already sent. It seems like underwriters are looking really hard for any reason not to pay claims. Have been a customer for 8 years and this is the first year I have felt this from the company.

Insurer: Nationwide

By: Amy

Useful
November 28, 2018

Very easy to submit claim forms and prompt in responding to clam.

I'm very pleased with the timely manner that Nationwide tends to the claims.

Insurer: Nationwide

By: Carmen

Useful
November 28, 2018

Getting Pet Insurance was the smartest move I have made in a long time.

I have had several dogs over the years and the last 2 had many health issues. Fortunately I was able to afford their treatment but it was very expensive. I felt good that I could take care of them but I didn't want to deal with that again. The Scottish Terrier I have now is covered with Pet Insurance and because I have had to make a few claims, I realize what a good decision I made going with Nationwide. They are extremely responsive and it is easy to file the claim and track it with the online application. I am very happy and would recommend to anyone for their insurance needs.

Insurer: Nationwide

By: Ann

Useful
November 28, 2018

Good customer service

Good customer service following up on claims. Reimbursement checks did not take long

Insurer: Embrace

By: rich

Useful
November 28, 2018

I'm very grateful to have Embrace for my Leroy

I highly recommend embrace. The moment I got my baby Leroy, and English bulldog puppy, I contacted Embrace pet insurance and took him to the vet for his exam. I've not had any issues with Embrace pet insurance on any claims or questions related to coverage or working with them to help make sure my Leroy stays healthy. I find their rates are very competitive and their service is impeccable. Thank you Embrace pet insurance

Insurer: Embrace

By: Sandy

Useful
November 28, 2018

Great and fast service no problems at all

Very helpful and quick payment

Insurer: Nationwide

By: Bill

Useful

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