Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Nationwide Pet insurance has very helpful service in providing the funding to make vet visits doable.
I've found after using Nationwide Pet Insurance for quite a few years now, they are very fair and up front on what they're going to cover. This is very helpful when having to bring my dog to the vet, and knowing where I stand as to what's coming out of my pocket.
Insurer: Nationwide
By: John
Used to be quicker at paying out claims
I'm glad we have Nationwide for both of our dogs. I like that it covers everything from vaccines to flea/tick and heartworm meds to major illnesses. However, it was so much nicer when you used to pay claims in 5-10 business days when we first signed up. Now we're lucky if it's paid out on the 30th day.
Insurer: Nationwide
By: Megan
Good Value for the Money
I have had the ASPCA pet insurance for the past several years now and I find it helpful in respect of making sure I take my pets into the vet whether for routine visits or the occasional illness visit. Things have become more and more expensive these days and pet care is no different. Its nice to know that within a reasonable amount of time a good percentage of the bill will be reimbursed, making pet care affordable and helping my companion stay healthy!
Insurer: ASPCA
By: Bernard
Relieved to have the coverage
When we adopted a 6 y.o. rescue, we decided to get Pet's Best health insurance. This was the best decision we could have made. Just 6 months after we had her, she became very I'll and needed to have an infected kidney removed. The costs for all her care without insurance would have forced us to decline treatment and have her put down. BUT, we were able to have the surgery and our $7,000. bill was only $2,000. after the insurance reimbursement. Two years later, she is healthy but we keep the insurance in place because you never know what can happen. ALSO, they pay you within a few days of your claim. This was truly a lifesaver for our little yorkie.
Insurer: Pets Best
By: Adrienne
Never let's us down.
Our problem is teeth. Denny is a rescue dog and refuses to allow us to brush his teeth. We use all the other aides. None the less, his teeth go bad from gum disease. When I take him in I am always afraid the he will lose a tooth. Since I got Trupanion, this is no longer a fear. They will cover extractions. The paperwork is done through my vet's office and applied directly to my bill. Result is a healthy dog with minimum of fuss.
Insurer: Trupanion
By: Leslie
Healthy Paws Pet Insurance
Last year, at about this time, Walter could barely walk. Now, he’s moving right along. I was thinking, just this morning, that without Healthy Paws I wouldn’t be able to provide him with this life-changing care. Walter means everything to me, and we thank Healthy Paws from the bottoms of our hearts. Over the years, I’ve recommended Healthy Paws to every dog-owner friend, and to strangers too. So many of my friends have signed up with you, and all are pleased. Love, Lisa & Walter
Insurer: Healthy Paws
By: Lisa
Excellent, Caring Service
My wife and I were recently Healthy Paws customers until we suddenly lost our mastiff. Losing our dog was a significant tragedy and while that can't be changed, the stress of that could have been so much worse. She had significant hospital bills which were terrifying to rack up. On multiple occasions, we have had to file large claims and each time, they were reimbursed without argument. We cannot tell you how grateful we are for that. Additionally, a couple of weeks after our loss, we received a card signed by the team at Healthy Paws. It was very touching. I don't know when we'll get another dog but when we do, we will for sure be insuring them through Healthy Paws as well as recommending Healthy Paws to everyone we know. **A 9 was given rather than a 10 only on the basis of having to be reimbursed rather than payment being directly issued to the Vet; otherwise, I would rate a 10**
Insurer: Healthy Paws
By: Kari
Great Decision
So pleased I decided to purchase pet insurance through Nationwide! The cost is reasonable, customer service is terrific. Very easy to submit a claim and it is paid quickly. The explanation of benefits is very helpful. Will always use and recommend Nationwide for my pets.
Insurer: Nationwide
By: Tame
Life Saver for Pet Medical Expenses
Recently, my older Bichon had two emergencies, one of which required unexpected surgery. Dog surgeries aren't cheap. And this came out of the blue. I submitted my dog's medical receipts, and ASPCA Insurance sent me a very nice check to cover a portion. Then my dog partially tore an ACL. More vet expenses and another helping hand from ASPCA health insurance. At one time I wouldn't have considered the expense of pet insurance worth it. But after going through this year in particular with unusual vet bills popping up, it was a relief to have pet insurance, and ASPCA is excellent in responding. Worth the insurance fees to have the help when you're suddenly hit with an unexpected bill.
Insurer: ASPCA
By: Janice
Trupanion is tops with Mom Cat
I had not considered pet insurance until I was offered a 30 day free trial for Mom Cat with Trupanian. I have a multi-cat and multi-dog household and had never used any pet insurance. I continued with Trupanian and was I glad that I did. Mom Cat developed Diabetes and Trupanion helps to pay for her insulin, syringes, and diabetic treatments. In retrospect I wish I had Trupanian coverage on my other pets to help pay for tens of thousands of dollars the treatment of cancer and other medical issues. Trupanian has proven to be much easier to work with than my own health insurance. I have only had the best experience with Trupanian.
Insurer: Trupanion
By: Scott