Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Trupanion Saved my dogs life!
Trupanion saved my dogs life because they allowed me to have the finances to pay for my dogs’ tests, x rays, hospital stay and surgeries. They also kept me out of debt or having to say no don’t do that procedure it is too expensive! I am so lucky to have dog insurance, I now have it on my brother’s 2 year old dog too! Highly Recommend them! I am do thankful and fortunate to have Trupanion pet insurance for my dog Zeus! It was the smartest thing to do for me, my family and him. It allowed us to make expensive medical decisions for the dog easy. Since I had Trupanion I knew I could do what we needed to be done by the doctors to try to save Zeus! This was a very stressful time for me! Trupanion made it a lot easier on me! There hotline was excellent, everyone was so nice and helpful. They were extremely quick with setting up the claims process and paying it out (within 2 weeks for a first claim! The hospital did have the express system!) This could have been a very hard process but it was so easy because of them. Trupanion saved my dogs life because they allowed me to have the finances to pay for my dogs’ tests, x rays, hospital stay and surgeries. They also kept me out of debt or having to say no don’t do that procedure it is too expensive! I am so lucky to have dog insurance, I now have it on my brother’s 2 year old dog too! Highly recommend them! Zeus digested a foreign body and it entered his intestines. Thankfully, I had Trupanion pet insurance!!! I was able to get x-rays, blood work, IVs, sonograms and many more tests done on him, plus the stay at the hospital was covered 90%. Having this allowed me to have financial freedom and make decisions from the heart vs about the money! I was able to approve the payment of the tests and surgery that the doctors needed to do to save my dogs life. They paid a $7,000 claim!
Insurer: Trupanion
By: Jacqueline
Affordable prices, excellent coverage, and BEST customer service
This is by far the best health insurance I have ever encountered for my 4 legged son! I was referred to Healthy Paws by my sister in law. I did compare prices and coverage from other insurance companies, but I ended up right back to Healthy Paws! Their prices were extremely affordable and offered excellent coverage. Every claim I have had to submit (and unfortunately, there have been quite a few), have been processed within a few short days and reimbursement is in my account shortly after that. They are extremely clear on what they don't cover (which is no different than what other insurance companies do not cover). So just to summarize, claims are easy and stress free to submit, they are very affordable, and they're customer service is the best part about them.
Insurer: Healthy Paws
By: Elena
Trupanion has been incredible
Trupanion has been incredibly easy to work with. Everyone has had such compassion for our injured dog. I can’t say anything bad about this company. They have been terrific! No questions on coverage, they’ve been doing direct pay with my vet. Makes it so much easier!
Insurer: Trupanion
By: Kim
National Per Insurance really cares about my pets
Since day one which was years ago we have always insured our pets with National Pet Insurance formerly VPI and we have really felt like we were part of their family who truly care about my pets. Their coverage has really helped us out over the years and it’s worth every penny financially and for peace of mind. We highly recommend them whenever the subject comes up.
Insurer: Nationwide
By: Nancy
Fast
I have submitted 4 claims and they all have been processed within 2 to 3 days. Outstanding!!! Plus, reimbursement is direct deposited into to my bank acct.
Insurer: Pets Best
By: Brown,
Healthy Paws helped us so much when my dog Poppy got the terrible diagnosis of cancer. They were great...
Healthy Paws helped us so much when my dog Poppy got the terrible diagnosis of cancer. They not only honored all payments or reimbursements promptly, but they also made a point to send her a get well card hand signed by all staff members personally. They even kept in touch to find out how Poppy was doing after surgery. I had never expected my dog to get such a devastating diagnosis to begin with, but I can say honestly that Healthy Paws treated us with such a personal kindness, thoughtfulness, and professional courtesy that lessened the stress and pain of this ordeal. I recommend them highly...
Insurer: Healthy Paws
By: Bergen
Trupanion has saved our dog!!!
Trupanion has been extremely helpful and we are so extremely greteful for them! Otherwise our options for our pup would be very limited right now. We signed up for a 30 day trial that our vet recommended. 10 days later she came down with the pnemonia at 5 months old.. and it was covered! Back in May we rushed to OVC in Guelph, ON for emergency treatments.. we signed a paper for an estimate of $5,000-$7,000 for our dog and left a $3,500 deposit. We got home at 2am and I submitted a preapproval for this condition, which they were available to answer all my panic dog mom questions, at 2am!!. Trupanion covered the cost- which actually ended up being closer to $2,500 but gave us peace of mind when we needed it. We are currently working with our vet to figure out mobility concerns with our dog.. Trupanion has preapproved us again so far for $1,300 of xrays, pain meds, antibiotics, more xrays & more pain meds! (So far!) Amazing service. Friendly staff. Always a pleasure to deal with.. except the circumstances of our pup! We’d be hopeless without Trupanion. You have to sign up right now!! They could honestly save your pets life. You never know what could happen!
Insurer: Trupanion
By: Lauren
Ttupanion is amazing
Trupanion is affordable and has been a lifesaver with our 10 month old puppy. They are quick to reimburse you and they make the whole process super simple
Insurer: Trupanion
By: Amy
Best thing I have ever purchased
Highly recommend the insurance. Best company to work with. Always very quick for surgery approvals and payments.
Insurer: Trupanion
By: Randi
Amazed by this insurance
I shopped around for a long time to get the best dog insurance when we got our first puppy, an English Setter. Fast forward 4 years later we now also using Healthy Paws for our second puppy a Cockapoo. I have been nothing but amazed and pleased with this insurance! Super easy website, so easy to submit your claims and very fast payment. Not expensive, well worth the monthly payment. I have used the insurance for my English Setter who managed to put his nose where it did not belong, got porcupine quills in his snout and in his mouth! He just recently tore his ACL, his life is running so he really needed it. ( a $3500.00 surgery!!) I thank myself for getting this awesome insurance ! I just found out that if "Sky", my English setter, needs rehab according to the Vet. they will cover that too!! I could not believe it ! I only with my insurance for my 2 horses where this good...
Insurer: Healthy Paws
By: Erika