Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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It took two months
It took two months for Trupanion to approve our claim. Three ignored emails. I hope things go more smooth in the future.
Insurer: Trupanion
By: Kristina
Amazed at how quick
I was amazed how quickly the process was handled. The ease of submitting a claim was very good. I was paid immediately. So glad I signed up for the insurance.
Insurer: Pets Best
By: Nancy
2 months to approve claim
It took two months for Trupanion to approve our claim. Three ignored emails. I hope things go more smooth in the future.
Insurer: Trupanion
By: Kristina
Healthy Paws saved my puppy and my wallet!
I adopted a wonderful husky puppy in June in which I immediately enrolled her at Healthy Paws after friends had recommended it to me. Recently I found out that my sweet girl has issues in her back knees and would need surgery to correct them if she had any hope of being able to run and play like a normal dog. She has now undergone 2 knee surgery's in the last month and Healthy Paw has been incredible and a life saver for me financially. They have been very kind and caring and have processed my claims smoothly and quickly. I am SO incredibly thankful for her insurance coverage and would highly recommend!
Insurer: Healthy Paws
By: Grace
Nationwide Pet Insurance Is Phenomenal!!!
My experience with Nationwide has been seamless for 95% of the claims that I have submitted. I would recommend them for any pet owner.
Insurer: Nationwide
By: Brian
Scottie’s in good hands !!
It is never easy having a sick loved one, even our furry loved ones! Knowing my dog is getting the best medical care because he is covered by Embrace makes my heart swell with how luck I am to have him and Embrace as his medical insurance. Embrace you are the best!
Insurer: Embrace
By: Brenda
Exceptional service. They make the claim process easy & we use it a lot!
I was so nervous picking out insurance coverage because there are so many. After extensive research I chose Embrace. Placing the first claim I was holding my breath waiting to be asked a million questions & for more documentation. Nope- their fill in the blanks form & copy of the veterinarian’s itemized receipt was all they needed. After an email that same day confirming that they received the docs I got another email 2 days later telling me a check was on the way!
Insurer: Embrace
By: Suzanne
Great Coverage But........
Nationwide pet insurance is amazing they cover most things without a problem, my pup has had surgery on both her hind legs due to ruptured cruciate ligaments and they paid majority of the cost which is a true blessing due to the cost ranged from $1,250 - $1,850 and I am on disability and am not able to work, and just don't have that kind of money to be throwing around. She is my E.S.A and I love her to death so I would do what ever I can to make sure she is in the best of health. My biggest issue with Nationwide pet insurance is that within 3 years (my pup is only 3 years old) my premium has been raised twice making the insurance almost not affordable. I have gone without multiple times just to make sure I am able to afford her insurance because without my pup I would not be able to function in everyday life and she deserves it. Now nationwide has me pinned down to their insurance because most insurance companies will not cover pre-existing injuries. This puts me in a rough place because she will need shots for the rest of her life to help with the pain she experiences from the surgeries. So I have to either stay with them or let her be in pain and I am just not willing to put her through that I would rather go without my medical prescriptions and risk my own health so that she can be healthy.
Insurer: Nationwide
By: Dee
Very easy and fast
Although I wish the claim was higher to cover more if the cost. The whole process was fast and easy
Insurer: ASPCA
By: Steohen
Thank goodness I have insurance to help with medical needs.
I am very lucky to have your insurance and been able to get help paying for medical coverage. I just lost my 12 year old Newf who was never sick until just before her death. So I did not have many medical bills with her during her life time. However, my Sam has had every illness one can believe possible. Luckily the insurance has been able to help me cover the medical bills. Thank you.
Insurer: Nationwide
By: Angela