Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


April 03, 2019

Best company a person could ask for!

I am so thankful for Nationwide Pet Insurance. The ease of filing claims is awesome!!! Review and reimbursement has been surprisingly fast. Thank you guys for helping cover the cost of my fur baby’s issues. I am so thankful and can’t thank you guys enough!!!

Insurer: Nationwide

By: Andrea

Useful
April 03, 2019

Better Coordination with VitusVet

We tried submitting our claim through the VitusVet app per the suggestion of Nationwide. However, there was no confirmation email for the submission for the claim and then it did not show up in our account after 48 hours so we submitted the claim via email (per the previous method). Only later after a week, did we see the VitusVet claim register in our account. It created confusion and multiple duplicate claim submissions.

Insurer: Nationwide

By: Judy

Useful
April 03, 2019

Great, easy to use insurance service

Having never had pet insurance before, I compared a lot of companies before deciding on ASPCA's plan. My comparisons showed that it was the best value for the premium cost. I just filed my first claim and it could not have been easier. The online process was easy to do and tracking the progress of the the claim was a cinch. The amount they paid was exactly as spelled out in the policy. I phoned customer service to ask a question about whether I should sign up for direct deposit for the claim payment, and even though it was too late to do it on this particular claim, the customer agent did all the set up for me online so that I didn't have to log back on to the website and do it myself. She was friendly and efficient.

Insurer: ASPCA

By: Heidi

Useful
April 03, 2019

Love the app makes claims easy! Very clear on what’s covered and what’s not.

Aspca has helped a lot when Puck has been ill to accidents like getting stuck on a mouse glue trap! The app makes it crazy easy to submit a claim I do it while walking to my car from the vet! I love that they have direct deposit! Sometimes though when it’s Holidays are really busy times when people are submitting a lot of claims it can take a while to get reimbursed… But that’s the only thing I can think of that I have come across that isn’t ideal.

Insurer: ASPCA

By: Lindsay

Useful
Verified April 03, 2019

Next to no coverage

This company find all the excuses to not pay out. Our 2 year old Boston terrier had hot spot on his tail for which he was treated a few weeks ago. We’ve been with this company for last 20+ months or so. So we file a claim and they paid big fat $0 sighting that we did not get the policy prior to treatment. For a condition that developed only a few weeks ago?? And there were other occasions prior to this where they wouldn’t pay a cent. I got so fed up with them not paying for anything I cancelled our coverage. Definitely not worth $70+ a month premium. Save your money!! Put your money into your savings account or buy another (better) insurance.

Insurer: Trupanion

By: Chong

Useful
April 03, 2019

Great, and fast, service.

I was pleasantly pleased when, after submitting a claim, a mere 2-3 days later the claim was resolved with payment of most of the charges. Such service is unheard of nowadays. I highly recommend ASPCA pet insurance.

Insurer: ASPCA

By: Paul

Useful
April 03, 2019

Pleasant to deal with

Reliable service.. has been slow at times being reimbursed; however... Have treated me fairly

Insurer: ASPCA

By: Wendy

Useful
April 03, 2019

I was kept in the loop!

It was taking longer than usual to process my claim, but I was promptly notified when they realized it was going to take longer than expected. Once my claim was processed I got a detailed list of what was covered, the amount that was/wasn’t covered, AND why things were not covered if they weren’t. I love that I had already gotten answers to questions I knew I’d have.

Insurer: Pets Best

By: Amanda

Useful
April 03, 2019

Fast claim service

My dog Pearl went in for teeth cleaning and wound up needing a tumor and some teeth removed. Nationwide made it so easy to submit her claim and I got reimbursed quickly.

Insurer: Nationwide

By: Emily

Useful
April 03, 2019

Lost clain

I think it's a great service but sometimes there's issues with the submitting claims through the vitusvet app so I have to resubmit via email. I've also had my claim "lost" sending it via email, so I had to resubmit it again but they quickly reimbursed me so it was fine.

Insurer: Nationwide

By: Fred

Useful

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