Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Copper has a serious surgery, Healthy Paws helps out!
Copper did really well with both procedures, the hardest part was keeping him calm! We're just so happy we caught everything before there were more significant health consequences. We really appreciated the coverage and smooth claims process. As a veterinarian, I know the difference it makes in these situations. He's such a fun-loving and affectionate boy! We're so lucky to have him and to be able to keep him healthy. Thank you Healthy Paws for helping us!
Insurer: Healthy Paws
By: ilia
The benefits and the customer service are excellent I would recommend it to everyone
Best thing I ever did was getting Achilles these benefits the customer service are polite professional excellent the claims are super easy never had a problem with them my Overworld a t rating on them is excellent I would recommend it to everyone
Insurer: ASPCA
By: Joe
Best protection for your fur baby
Love knowing that my baby has great coverage for the unexpected and well pet plan is great for his preventative needs to keep him healthy
Insurer: Embrace
By: Bethany
So glad we have Trupanion!
One never thinks their dog will be sick or in need of healthcare, until they do. Claim process is super easy and quick. We are considering a new pup this summer and you bet she will have Trupanion also
Insurer: Trupanion
By: Sally
Don’t get pet insurance
Seriously don’t use pet insurance unless you open the policy on the literal day they are born. I took my sick cat in and initially they said they’d cover 90% of the $4,000 bill I was facing and then they slapped the old “pre-existing” condition on it. So fuck me right. 0% coverage and now i have to pay 4000 dollars for my cat. Thanks for nothing, Trupanion. Screw you
Insurer: Trupanion Canada
By: Billie
The wait time for review and claim was very long, but overall the outcome and service was satisfactory
The wait time for this claim was very long (3 mths), but overall the outcome and service are satisfactory mainly due to the reimbursement we finally received. The Good: (Keep up the good work!!!) - We are satisfied with the "almost" 90% reimbursement from our claims, and glad to see an explanation of what was being reimbursed and why some were not reimbursed as they are not covered. The surgery, pre and post visits are all expensive and we are glad to get reimbursed for most, though not all. - We are also glad that the reimbursement of direct deposit was hassle-free as the email notifications came and then followed by the reimbursement claim. Good job on that! -The clarity of these explanations as stated on the online account after this claim (what are reimbursed, what are not), are important as we can check against the policy as well. Glad to see the explanations. - Although the long wait of 3 months, we are grateful for the one paper notification informing us that "more time is needed for the review" which was a snail mail (letter) to let us know. That helps us to know you are working hard at reviewing our claim although it would be good to have this more frequently within the online account. - We also called once, and over the phone, the specialist answering our question for an update was very friendly and polite. This is commendable! The Bad: Room for Improvement for Nationwide Pet Insurance: - The time waiting for the claim was very long (start to finish was around 3 months!). Suggestion: To help your customers furnish the information needed, it would be helpful to let us know from the 1st time of claim that you would need the "all vets' notes as well" so that we do not spend the time waiting for a whole month, only to be told you needed more vets' notes. Therefore, it'd be win-win situation for both parties to know EXACTLY what documents you need from the start of the Claim process, and so, it'd be appreciated to let us know earlier exactly what kind of vet's office visit notes you might need so we can furnish them as soon as possible. - Not much update online in the account; sometimes we all just need to know we are not "forgotten." Suggestion: To help ease the wait time, it would be helpful to provide an update online as well, that you are working on our case (for example, even a single sentence stating "We are still working on the review of your claim. Date ______" would be helpful as we do keep track on the Nationwide website. For a 3-month wait, we need more than one update letting us know you guys are working on it; that would be most helpful to any pet parent waiting to hear back from you. Having a pet who is sick or needs surgery is a very stressful moment for any pet parent. He is like a child to us, and we value his life. When we rescued him, we wanted to give him a good home and we try our best in every way. However, sometimes vet medical bills can be overwhelming to any family, and so, it would be good to have a way to steamline the claim process in the future so we don't wait for so long. Overall, we are satisfied with this round of claims, and I hope Nationwide Pet Insurance continue to do a good job to provide us the confidence we need in times of need like this time. Thank you so much! Joe P.
Insurer: Nationwide
By: Joe
Incredible quick turnaround
Incredible quick turnaround on Wellness Claim.
Insurer: Pets Best
By: Adrienne
Turned around quickly and smoothly
Each submission has been turned around quickly and smoothly. The explanation of benefits is clear and easy to understand. It is a shame my personal medical insurance doesn't work this way!
Insurer: Pets Best
By: Joan