Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


May 23, 2019

All I had to worry about was my fur baby, Embrace took care of everything else.

It is extremely stressful and downright terrifying when your fur baby gets sick. Thanks to Embrace, all I had to worry about was my kitty and nursing her back to health. The claims process is painless and fast. I will definitely recommend Embrace to all my pet parent friends. Thanks so my Embrace, Gabby is on the mend!

Insurer: Embrace

By: Lisa

Useful
May 23, 2019

Quick but not comprehensive

Quick reimbursement. Why don’t you reimburse for preventative care like flea/tick meds and neutering?

Insurer: Nationwide

By: Karen

Useful
May 23, 2019

Great

Great insurance coverage....friendly service and very helpful.

Insurer: Embrace

By: Judy

Useful
May 23, 2019

Pet insurance gives me peace of mind

Nationwide has paid in a timely manner. I will always have insurance on my little toy poodle just as long as I can afford it, because I know I can take her to the vet anytime she needs to go and I don't have to worry about having a big vet bill. It allows me to keep my little girl healthy and I have peace of mind knowing she can get good care and it won't break my bank account up.

Insurer: Nationwide

By: Patricia

Useful
May 23, 2019

EMBRACE - Simply the Best!

I am very impressed with Embrace. They are very affordable - yes, the rates increase as the pets age; but still very affordable. I have had accident/illness coverage on my dog since she was about one year of age. She is now eight years old. Without Embrace, I never would have been able to keep up with the vet bills. After my $500 yearly deductible, they have covered everything I submitted at 80% from lab tests, x-rays, prescription medications, surgical procedures, dental work, office visits. etc. For each year you don't get reimbursed for any claims, they put $50 toward your deductible for the next year. I submit my claims online, and their turn-around time is very quick. I have never had a complaint with them in eight years. Also, they dropped some pre-existing conditions after six months. I have friends with pet insurance elsewhere and always hear of their complaints and that other companies will never cover any pre-existing conditions. Embrace has saved me thousands of dollars, and they have saved my pet. I wouldn't go with anyone else, as they are simply the best!! THANK YOU, EMBRACE!

Insurer: Embrace

By: Laurie

Useful
May 23, 2019

Awesome!

Very easy to submit claims, get your refund quick, very good costumer service

Insurer: Nationwide

By: Corinne

Useful
May 23, 2019

great service

prompt service and peace of mind with coverage for our puppy

Insurer: Nationwide

By: Catherine

Useful
May 23, 2019

Timely

Very efficient and timely in processing claims. Thank you.

Insurer: Nationwide

By: Debra

Useful
May 23, 2019

Best pet insurance ever!!

I have been with in brace for several years, and have nothing but good things to say about them. They have always been very fair with every claim we have submitted. This past year we have submitted quite a few, and it has been such a comfort to know that they are there for us.

Insurer: Embrace

By: Vicki

Useful
May 23, 2019

Way to go guys!!

Reyna got treatments that may not have been possible without this insurance. The claim process is easy and fast.

Insurer: Nationwide

By: Karen

Useful

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