Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


May 30, 2019

Coverage

As a pet owner of 6 dogs, Financially, I appreciate the option of having insurance coverage. However, 30 days for claim processing should be improved.

Insurer: Nationwide

By: Claudia

Useful
May 30, 2019

Healthy pets make happy owners

Nationwide has always been incredible efficient and attentive. Having pet insurance with a senior dog has given me so much peace of mind. I would suggest starting pet insurance on all dogs while they are young so that if anything happens it is not a pre-existing condition. Last year I was told my dog most likely had bone cancer and that there is a 95% mortality rate within a year, but the test to determine the diagnosis and remove the growth on her wrist was almost $4,000. Most people in this situation would have a difficult decision to make between putting the dog down/amputating or spending $4,000 to find out it was “most likely cancer.” Because of having nationwide pet insurance, I was able to have the growth removed on her wrist and it was determined not to be cancerous, despite several vets originally being convinced that it was. I am forever grateful that nationwide made my $4,000 decision only a $400 decision (my copay) and my dog is still living without having to have any amputations and pain free. In addition, submitting claims are incredibly easy. I have an app on my phone and I am able to submit electronically. The claim is usually paid within 2-3 weeks and I have it set up as being a direct deposit.

Insurer: Nationwide

By: Sarah

Useful
May 30, 2019

Nationwide has been great to our 5 fur babies

Nationwide has taken care of our pups for over 6 years. Really love having our dogs insurance with them.

Insurer: Nationwide

By: Michael

Useful
May 30, 2019

Excellent experience

Easy and pain free with the app on iPhone

Insurer: Nationwide

By: Robert

Useful
May 30, 2019

Good Service

The app is really easy to use. Good follow up and timely reimbursement

Insurer: Nationwide

By: Don

Useful
May 30, 2019

Having Nationwide pet insurance is such a blessing at the worst time.

Having Nationwide pet insurance is such a blessing at the worst time. When your pet gets sick it's never a good time. A member of your family is now sick and since they can't tell you what's wrong, it's never easy. Then you go to the vet and boom, surprize! here's the bill. Submitting the claim is easy and getting the check is even easier. It's great knowing that Nationwide is on my side!

Insurer: Nationwide

By: Jeff

Useful
Verified May 30, 2019

Trupanion helped me keep a piece of mind

Ranger's vet was able to do every diagnostic recommended and money wasn't a source of concern. I was able to focus on my baby's health and wellbeing when he was sick. My veterinary office was also able to use Trupanion Express so they handled my claim faster than I would've imagined!

Insurer: Trupanion

By: KELSEY

Useful
May 30, 2019

Medicore

Overall, having this insurance has been somewhat helpful for my dog as it seems as though he's prone to autoimmune disorders. That being said, I find that I often have to fight for things to be covered. I have many times had claims for his medications denied after years of having it approved, and I then need to call and go up the ladder to "prove" that his medications are not vitamins, not supplements, and indeed are required in order to sustain life. Overall, I wish I could switch insurance plans however that is no longer an option due to his disorders. So while I am happy to get some of my claims refunded, overall I find that this insurance company is probably not the best one that I could have chosen. I chose it simply because I had an employee discount.

Insurer: Nationwide

By: Kye

Useful
May 30, 2019

good insurance

fast claims process good coverage

Insurer: ASPCA

By: carlena

Useful
May 30, 2019

So thankful for nationwide!

Nationwide pet insurance is a life saver. I would never be able to afford having a dog (more like family member) if it wasn’t for there insurance. Also every customer arrive rep I spoken with has been so down to earth, friendly and sound like they truly care about my experience with them. They are also quick and efficient on the phone. Also the online claims app is super easy and convenient.

Insurer: Nationwide

By: Leah

Useful

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