Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


June 09, 2019

if you are going to have to get insurance for your pet, I think Healthy Paws should definitely be on the very top of that list.

I signed up for Healthy paws insurance (80% coverage plan) for both of my dogs last year around June. I thought the premium they charge was fairly reasonable. Covers everything (except pre-existing condition, obviously, 15 days waiting period for any claims, 12 months waiting period for dysplasia) This year in April, my dog torn his ACL and the vet ended up suggesting TPLO surgery on both his hind knees. The bill came out to be absolutely eye watering $11000. I was going to do the surgery whether insurance covers it or not (and yes it would hurt alot but my dog means more to me than 11k. much more). To my surprise, Healthy paws promptly processed the claim, and then have me reimbursed all within 2 weeks, before the credit card bill even show up. As far as I can tell, the preimum I have paid since I signed up is no where near what the bill is. For the first time in my life, I am truely greatful about an insurance company. I normally hate them, especially the auto insurance ... Call me naive, but I am going to keep my policy active as long as possible in hope that one day the total premium will offset this bill ... (wouldn't mind if my dog can live that long). I think, any pet owner needs to buy health insurance for the pet. Vet bills is scary and it's not whether your pet will need it, it's when your pet will need it. And if you are going to have to get insurance for your pet, I think Healthy Paws should definitely be on the very top of that list.

Insurer: Healthy Paws

By: Edmund

Useful
June 09, 2019

Would not be without this coverage for my pet.

Excellent coverage, easy to work with and a great experience.

Insurer: Nationwide

By: Geralyn

Useful
June 09, 2019

Simple and efficient as it always is

Our Bodhi had diarrhea for two days straight and then started vomiting. It was a long holiday weekend so we couldn't wait for Monday. I was concerned about dehydration becoming an issue. So, as he didn't appear to be getting better, we decided to go ahead and take him to the emergency vet. The vet did a great job explaining our options and was thorough with the examination. She had some concerns that it might be an obstruction. We were sent home with some meds and told to observe Bodhi over the next few days. We changed his food and with the medication, he started eating again. He started going to the bathroom normally and stopped vomiting. He has been great over the last few weeks. The claims process was simple and efficient as it always is. Thank you!

Insurer: Pets Best

By: Jose

Useful
June 09, 2019

Pets Best processes claims very quickly

Pets Best processes claims very quickly. The denial of my last few claims alerted me to check my coverage and indeed it was a correct denial for non-coverage of the treatment my dog received.

Insurer: Pets Best

By: Suzanne

Useful
June 09, 2019

Best decision I ever made!

I bought Trupanion when my dog was a puppy and I am very happy that I did. They have been helping with the cost of a medication which he has to take everyday and would cost me 50.00 a month without insurance.

Insurer: Trupanion

By: Lynne

Useful
June 09, 2019

Fast processing time

They are always fast in processing claims. Much appreciated

Insurer: Trupanion

By: Tammy

Useful
June 09, 2019

Great claim experience

So quick and easy

Insurer: Trupanion

By: Linda

Useful
June 09, 2019

Nick S.

Great company! Amazing service! Super easy claim submission and prompt reimbursement! Trupanion for everyone!!!!!

Insurer: Trupanion

By: Nikolay

Useful
June 09, 2019

Life Saving Experience

Trupanion has been a life saver for me and my dog. My dog is now 13 years old and I have had Trupanion since he was five. He is a cancer survivor thanks to Trupanion. I could not have afforded the cost and care he has had. I continue to recommend you.

Insurer: Trupanion

By: Kim

Useful
June 09, 2019

Prompt, reliable replies always

Quick, prompt review of our claim

Insurer: Trupanion

By: Rick

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.