Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


June 21, 2019

Betty is feeling good after her tail removal..claim paid in two days...Thanks Nationwide!

We are very happy with the pet health policy through Nationwide! The policy is affordable, claims are easy to file electronically, and payment is fast!

Insurer: Nationwide

By: Charles

Useful
June 21, 2019

First time Pet Insurance participant..... extremely happy!

I had always been skeptical of Pet insurance, however having lost a pet in 2018 where there were very high treatment costs involved I decided to try it out. I cannot express enough how much the ease of mind that I now have knowing that we have this coverage. The process to file a claim is simple and the claim turn around is quick and seamless!

Insurer: Nationwide

By: Cari

Useful
June 21, 2019

We have been very pleased with your service and have recommended it to several people.

When we receive a reimbursement from ASPCA, I put it aside until our next visit to the doctor and it goes towards that bill, or I save it until there is a rather large bill and it helps with that.

Insurer: ASPCA

By: Elaine

Useful
June 21, 2019

Pet Insurance vs Human Insurance

I've never had pet insurance before, but have been pleasantly surprised. Submitting the claims is easy.....understanding the EOBs is easy and the reimbursements are quick. Why can't human health insurance be this simple????

Insurer: Nationwide

By: M

Useful
June 21, 2019

It was bumpy in the beginning but now it seems fine

We got Nationwide's pet insurance with Wellness for our puppy. When we had our first major claim (i.e., we completed the $250 annual deductible) almost 6 months after our policy started, we were told that Nationwide would not cover the claim because it was a pre-existing condition. Under our policy, it specifically said no pre-existing conditions were identified. Nationwide still denied the claim and tried to change our policy once they were aware we never received a policy with pre-existing conditions to one that had pre-existing conditions. Their definition of what constitutes a pre-existing condition, however, is flabbergasting. I asked a representative that if a dog had eaten a sock and needed surgery but had a gastro-intestine pre-existing condition, would Nationwide cover the costs. They said no because it was related to stomach issues. It wasn't until we said we would be bringing a lawyer to any further discussions that they backed down. I think it also helped with the fact that their underwriting team refused to write the new policy. Since that issue was resolved, we've been very happy with the pet insurance through Nationwide. Filing claims is still difficult though. We downloaded the app that Nationwide said to use and when we upload all of the required information, they still ask us, almost every single time, that they still need the medical records from our vet. That takes a while to get every single time so the claims are always delayed. Aside from these, we are very happy to have the best insurance possible for our girl. Nationwide provides us with peace of mind knowing that if she needs anything, we don't have to choose between her life and whether we're able to afford it. Overall, very grateful.

Insurer: Nationwide

By: Shirley

Useful
June 21, 2019

Would Not Be Without Nationwide Insurance For Our Dogs

Title says it all. Veterinary care can get overwhelming at times and it's good to know that we can do the emergency surgery or the big treatment if or when our dog needs it. It's better when our dogs just remain healthy... but our experience with Nationwide has been positive.

Insurer: Nationwide

By: Marylyn

Useful
June 21, 2019

Pet Insurance a must

Never had any issues with processing a claim. Receive immediate email stating claim was received and it's usually processed within 5 days.

Insurer: ASPCA

By: Christina

Useful
June 21, 2019

Quck Service!

Detailed explanation of benefits and very quick claim processing - thank you!

Insurer: Pets Best

By: janine

Useful
June 21, 2019

Very good to work with

Very good to work with. Filing a claim is very easy. Will send emails checking in your pet

Insurer: Nationwide

By: Vickie

Useful
June 21, 2019

good service

No pet should be without this service. When they are sick this support really counts. The customer service and ease of claims make this company great.

Insurer: Nationwide

By: Luci

Useful

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