Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 03, 2026

Claims

I like being able to simply submit claims by e-mail.

Insurer: MetLife

By: customer

April 03, 2026

Very simple way to file a claim and…

Very simple way to file a claim and fast results with no issues

Insurer: Spot

By: James Gadomski

April 03, 2026

Processed claim quickly and deposit is…

Processed claim quickly and deposit is already on way! Thank you!

Insurer: Spot

By: Danielle L

April 03, 2026

MetLife was a lifesaver for my cat…

MetLife was a lifesaver for my cat after she decided to elastic cord. The process of getting the claim approved and refunded was so quick too!

Insurer: MetLife

By: customer

April 03, 2026

Embrace works so well!

We had a somewhat rocky start with pre-ex but worked it all out to our mutual satisfaction. Staff is extremely pleasant and quick to respond. Claim payment is excellent. If you're unsure about this insurance, let me say how easy it is to file a claim and how quickly it's paid...usually 3-4 days. That's amazing. You're also offered the option to either keep the current coverage or reduce it. Either way, Embrace will work with you to find the right answer for you and your pet(s).

Insurer: Embrace

By: Roberta Jean Reardon

April 03, 2026

Check-up/shots - Podgie - almost 4 yrs old

Upon submitting the claim for my dog, the App froze up a few times. After this happened twice, I closed the App and resubmitted the claim and it worked like a charm.

Insurer: MetLife

By: Mrs. Lukasewicz

April 03, 2026

I have had Pets Best for quite a while

I have had Pets Best for quite a while. I have filed claims over the years but this year my Springer has had an awful year health wise. Several large surgeries and issues in between. You have paid the claims and your customer service reps are always willing to help when I have questions. So glad I chose your company. Thanks

Insurer: Pets Best

By: Deb

April 03, 2026

I was very hesitant about getting pet…

I was very hesitant about getting pet insurance for our frenchie now had it but always had a furkid . After doing some searching and talking with one of your representatives who was very friendly I decided to get insurance from Metlife. I have submitted 3 claims and the refund it turnaround is awesome.

Insurer: MetLife

By: Debbie Gurrola

April 03, 2026

Fast and quick process.

Fast and quick process.

Insurer: Sonnet

By: Patrick Ude

April 03, 2026

Fantastic Coverage and service.

Fantastic Coverage and service.

Insurer: MetLife

By: Joe Graeber

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