Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 03, 2026

Someone is available to speak with if…

Someone is available to speak with if you have questions. Claims are reimbursed in a timely manner.

Insurer: MetLife

By: customer

April 03, 2026

It was so easy with my dogs claim

It was so easy with my dogs claim. Each time Ai called everyone was great.

Insurer: Spot

By: Karen Gilstrap

April 03, 2026

Great customer service

Great customer service. Great empathy during a hard time. Quick turnaround on claims. I appreciate you.

Insurer: Trupanion

By: Sarah

April 03, 2026

I was not informed that she would need…

I was not informed that she would need to have seen a veterinarian before they approved my application. In addition they changed me $75 and them sent an email stating what was needed. I explained from the very beginning that she is a rescue from a non family member who didn’t have any paperwork.

Insurer: Nationwide

By: Michele Wearins

April 03, 2026

I was very disappointed that I mislead…

I was very disappointed that I was mislead on my coverage when I signed up, the insurance is only for accidents and illnesses. It doesn’t cover wellness visit, vaccines or teeth cleaning. I had a hard time understanding the representative to go over my policy. I wouldn’t recommend them to a friend.

Insurer: Embrace

By: Marsha Stayer

April 03, 2026

Great customer service and Coverage.

Great customer service. Fast claim service. Very clear guidelines. Coverage is outstanding.

Insurer: Trupanion

By: Wilda Brough

April 03, 2026

Response time

Quick process and reimbursement

Insurer: Spot

By: customer

April 03, 2026

Took my dog to his vet on Jan

Took my dog to his vet on Jan. 28, 2026. Still waiting for the settlement of my claim.

Insurer: Embrace

By: Pasquale Turchi

April 03, 2026

Hassle free

Our pup injured his du-claw and we brought him to our vet for an evaluation. The Dr immediately determined that he would need surgery. They took care of everything through Trupanion. It was easy and hassle free. Pup did great and his injury was covered and he has fully healed.

Insurer: Trupanion

By: Cindy

April 03, 2026

Every time I submit an invoice for…

Every time I submit an invoice for reimbursement, I have to call because they don't honor the terms of the policy. It's only after several attempts and hours of my time do they reimburse the amount that is rightfully owed.

Insurer: MetLife

By: George Apodaca

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