Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


August 26, 2019

Peace of Mind

We are so happy we made the decision to get full coverage for our puppy, Lucy, especially for her first year. We have had 3 visits to urgent care in 6 months due to digestive issues and eating things puppies should not. Despite our vigilence in puppy proofing our house, Lucy has managed to get into things we never dreamed she would ever be interested in. Thankfully we have great pet healthcare locally. They have worked in conjunction with Nationwide to help process our claims quickly and efficiently. Thankfully, Lucy is learning every day and will survive her first year, and so will we!

Insurer: Nationwide

By: Dorothy

Useful
August 26, 2019

Great coverage!

Really appreciate how much this insurance covers - and surprised how easy the phone app is to use!

Insurer: Nationwide

By: Heather

Useful
August 26, 2019

Was happy and surprised on how fast and how great the service was.

I recommend anyone to get pet ins. My dog was so sick I thought I would lose her and she had all tests run and having ins. really helped me out. Certainly worth getting. I do have to remember there is a vet on this site that you can contact. I'm very happy with the insurance.

Insurer: Nationwide

By: Lorna

Useful
August 26, 2019

The UI interface is really convenient

They have more options (deductibles and limits), when I bought it at least. The time of claims reimbursement might be longer (3-4 weeks), not sure since this one is my first pet Insurance. I just checked the reviews online and limit options when buying. The GUI is pretty simple and easy for submitting claims. Overall I like it.

Insurer: ASPCA

By: Prafful

Useful
August 26, 2019

Peace of mind when take my dog to the vet.

Love not having to worry...too much...about the cost when taking my pet into the vet. The only complaint I have is time. Takes at least 2 weeks before my claim shows up and then its another 3-4 weeks before payment.

Insurer: Nationwide

By: Jennifer

Useful
August 26, 2019

Pretty great

I've been quite happy with Nationwide overall. I like that they cover the cost of preventative meds like flea control, etc. I don't like that they don't cover the cost of GI upset. For a long while they were taking a good 30-days to pay claims, but the last two claims I submitted were paid within a week, which was great! All said, I'm quite happy with the coverage and would recommend them to others.

Insurer: Nationwide

By: Bethany

Useful
August 26, 2019

Always quick & fair

I’ve used Trupanion for over 10 years. We had it for my first dog, a Frenchie. They covered multiple illnesses and injuries, including his MRI and cervical spinal surgery for IVDD. Now we have it for our 1 and a half year old mixed breed and they’ve been awesome covering her recent illness. They are fairly quick at settling claims, and will pay directly to your vet if your vet will accept a prior authorization agreement. It’s also reasonably priced and rates aren’t insane. Best decision ever made for my dogs.

Insurer: Trupanion

By: Reva

Useful
August 26, 2019

Very helpful especially for a dog with health problems.

I bought health insurance for my puppy before her first vet appointment. My previous dog had insurance but not early enough and not as good an insurance company. This Havanese has serious digestive problems and needs RX food and supplements. She also has lousy teeth. Nationwide Insurance has been wonderful.

Insurer: Nationwide

By: Martha

Useful
August 26, 2019

Thank you Nationwide

Nationwide has helped me to provide the care that may dog needs to live his best life. Claims are paid filed in a timely manner by me and paid in a very reasonable amount of time by Nationwide. I'm impressed with the coverage and how much it helps me to properly take care of my best bud!

Insurer: Nationwide

By: Ashley

Useful
Verified August 26, 2019

Will never NOT have pet insurance again!

I had never had pet insurance before but my veterinarian recommended it when my dog was 6 months old. Thank God she suggested it because the dog I have is unexpectedly prone to health issues, including two CCL tears that required high-cost surgeries. I'm not sure what we would have done without the insurance coverage. Trupanion has been incredibly easy to submit claims to and they've reimbursed us quickly as well for claims that met their guidelines. I am very happy with this service and will continue to use Trupanion for future pets as well.

Insurer: Trupanion

By: Laura

Useful

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