Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


October 10, 2019

Best decision!

We researched for a long time before deciding to sign up with Healthy Paws and we couldn’t be happier. Our Bull Terrier needed surgery after swallowing a foreign object (sewing needles !!) and apart from prompt reimbursement they also sent an email checking on how he was doing. Reimbursement is speedy as well. Best decision!!! I highly recommend Healthy Paws

Insurer: Healthy Paws

By: Joanne

Useful
October 10, 2019

Outstanding in every way!

Several products to choose from. Fair pricing. Easy to file claims. Pays well and promptly. One of the best decisions we have ever made.

Insurer: Nationwide

By: Hollea

Useful
October 10, 2019

my experience with Nationwide has been wonderful

Buying pet insurance was the smartest thing it did. Nationwide claim processing is easy and the turnaround service on the claims is quick.

Insurer: Nationwide

By: Marge

Useful
October 10, 2019

Prompt and Accurate Claim Handling

Claims reporting, handling and payments have always been fast, accurate and fair.

Insurer: Nationwide

By: Annie

Useful
October 10, 2019

Excellent prompt service

Courage got suddenly ill so was brought to the emergency vet where she was found to have a fever of 103.9. I was able to make choices for her based on quality of care vs just what I could afford without pet insurance. She received the best care while there and was sent home three days later (after her fever broke), back to eating and drinking and purring like her normal self. I cannot thank the veterinary clinic, and Healthy Paws enough for saving my cat's life, again.

Insurer: Healthy Paws

By: Megan

Useful
October 10, 2019

Great Service

Great service all-around and filing a claim is super easy through my vet office.

Insurer: Nationwide

By: Jeff

Useful
October 10, 2019

With the Whole Pet with Wellness Coverage, I feel able to provide my pet with the best care that they need.

Having the whole pet coverage is a little pricey, but I feel all it takes is one incident over a 5 year period to completely make the coverage worth paying for. Reimbursement for major accidents comes quickly and i'm confident to provide my pet with better care without having to worry or make the hard decision of whether i can afford a $6000 surgery. Based on previous expenses I've incurred due to a very ill dog that began deteriorating due to a spinal condition, I'd recommend starting coverage early on in your pet's life to avoid pre-existing condition conflicts. It really takes the stress out of taking your pet in for major issues, such as the bilateral ACL tears my current dog encountered this year. I expect to pay a certain amount a year minimum just in necessary and routine vet expenses, and the Nationwide premium seems like it will even out over the course of several years.

Insurer: Nationwide

By: Denise

Useful
October 10, 2019

Great Insurance until they raise your premiums to ridiculous prices!

My prior years of using the insurance for my dog Trooper were phenomenal! I’d submit the claim and unless needing more information, they covered exactly what they said they would. I understood the premiums would go up each year. It started off as $6 one year, a few dollars more the next but then the 2018 year it went up over $20. I figured because using it more that that was indeed the reason. So I called and was told that’s not the case. So I coughed it up to an increase for everyone across the board. 2018 was a tough year for trooper as he was in and out of the vets office for a lot of medical needs so there were a lot of claims submitted. Happy again that they were all paid but when I got my renewal notice for the upcoming year it went almost $50 more a year. That is absolutely ridiculous. So tell me why if it’s not based on the amount of claims why it increased? Completely dissatisfied with his insurance and if it wasn’t for his medical needs I would leave in a heart beat because they do nothing but price gouge their customers and they know they will pay for it because they need it. For that reason alone, I would not recommend them to any of our friends and family and I’ll be sure to put in more claims to make it worth my wild because I’m sure they will just continue to raise it again. When it was VPI this never happened. Get bought out by a national insurance company and sure enough just like the rest are greedy, price gouging criminals and they know it and they don’t care one bit!

Insurer: Nationwide

By: Louis

Useful
October 10, 2019

Having this insurance has allowed us to focus on caring for our pup without worrying about the cost

Although reading the fine print on the wellness portion of this insurance is recommended (there are limits), the accident and illness coverage is top-notch. We have received almost all of our money reimbursed from an emergency visit and testing. Having this insurance allowed us to focus on caring for our pet and to not worry about the cost.

Insurer: Nationwide

By: Aroline

Useful
October 10, 2019

Best Decision we ever made

WE ARE SO THANKFUL WE SIGNED UP FOR INSURANCE! We signed Bella up before we got her and it was the best decison we ever made. We signed up for the wellness plan and it has covered all of her puppy shots and spay as well as her sensitive stomach. It has given us such relief knowing that when we have to take her in, that she will be covered. Thank you so much!

Insurer: Nationwide

By: Sadie

Useful

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