Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 11, 2026

It was easy to file a claim

It was easy to file a claim. Response was timely and accurate according to coverage.

Insurer: Pumpkin

By: Cyndi

April 11, 2026

Real pet insurance

We have three hounds and they tend to get into things. Pets Best offers a range of products that are well priced. The claims process is fast, fair, and easy. Most of the time I've filed the claim before I leave the vet.

Insurer: Pets Best

Veterinarian: Fox Lake Animal Hospital

By: John

Useful
April 11, 2026

GO WITH ANYONE ELSE, 1.18 BBB rating for a reason

I have had to fight tooth and nail to have ANYTHING covered. Often it's as though they haven't even read the filing. Go check their Better Business Bureau reviews, seriously do yourself a favor and go with anyone else.

Insurer: Trupanion

By: customer

April 11, 2026

Trupanion has helped with the surgical…

Trupanion has helped with the surgical care my German Sephard needed from start to finish. I am so glad I decided to get the insurance. Thank you Trupanion.

Insurer: Trupanion

By: BB

April 11, 2026

Complete and Professional Service

The claim process is easy to complete. Bonnie's claim was handled promptly and payment arrived in short order. Could not be more pleased!!!!

Insurer: Pumpkin

By: James H. Morgan III

April 11, 2026

Trupanion paid our claim instantly…

Trupanion paid our claim instantly directly to the doctor. They were very easy to work with getting the pre-approval estimate. I have never been more glad to have bought an insurance product.

Insurer: Trupanion

By: Kendall

April 11, 2026

Customer service process is BRUTAL

Trupanion’s customer service process is so brutal. They changed my policy with no notice or explanation. When I followed up, I chatted each time with a polite but unreasonably detached-from-the-past-conversations agent who promised they would get it fixed. The next conversation with a new agent would start anew, they would introduce a new step or piece of information or reason why things weren’t progressing that no one had ever mentioned before, and confirmed that the person before them did nothing to act on the thing they said they would do. Unbelievable gaslighting and incompetence in the process. It must be their shtick to get rid of clients with payable claims- drive them to insanity until they give up.

Insurer: Trupanion Canada

By: Amy

April 11, 2026

LIFE SAVERS

My 4 year old dog was just diagnosed with diabetes. This company has made the claims process so easy! I am so greatful that I picked this company for my pets insurance.

Insurer: Pets Best

By: Brandi

Useful
April 11, 2026

Pet's Best for 7 years

I have faithfully been with Pet's Best for nearly 7 years. Extremely easy claim submission. Turn around for reimbursement has continued to shorten over the years. In every claim I have been satisfied with the decision and reimbursement. They are always very helpful in Customer Service. I would highly recommend their insurance. Obtaining their insurance when I purchased my puppy was one of the best life decisions I have ever made. Keep up the excellent delivery of your product!

Insurer: Pets Best

Veterinarian: BluePearl Pet Hospital

By: Debra

Useful
April 11, 2026

Insured

Medical records were provided within one month of claim. Claim left open for over six months. Claim for or oral surgery denied because symptoms of inflamed gums present. Inflamed gums do not place us on notice that surgery was required. DO NOT USE THIS CARRIER.

Insurer: Pets Best

By: Mark

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.