Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,709 total


Verified November 28, 2019

Gave up and Had to cancel

After enrolling both of my dogs in Trupanion when my Berner was just a puppy, I battled this company for 4 years before finally deciding I had to cut ties. When both dogs got a serious parasite infection and were in the ER..... it took MONTHS to get reimbursed after burying me in questions about my dogs' vet files that had nothing to do with this claim. They were in the weeds asking me about things I never claimed in the files, and I told them I chose not to....leave it as I would tell my dogs. Then every simple claim became a battle...… their deductible is supposed to be "per INCIDENT" but they treat it as "Per diagnosis:"....so when my Berner was scratching at his right ear and shaking his head 2 different times - that should have been 1 deductible and 1 incident. BUT they hit me with the deductible twice, and found every reason they could think of to not cover it. The number of exclusions, and items not covered were hard to even keep up with and were never explained......it became exhausting trying to ask and get explanations. The final straw was a dental claim - only my 4th claim on my dog - and they promptly doubled my rate. I now pay less for both dogs, then I was paying for just one with Trupanion. I will never look back!

Insurer: Trupanion Canada

By: Rachel

Useful
November 28, 2019

Nationwide is #1.

I am so impressed with the ease and the speed of claims. Thank you so very much for being there for my Bali!!!!!!

Insurer: Nationwide

By: Anna

Useful
November 28, 2019

Always a great experience.

Always a great experience. Love the coverage my pup has, and the phone calls are always pleasant! Thank you!

Insurer: Trupanion Canada

By: Allison

Useful
November 28, 2019

Feline Diabetes diagnoses

As usual, the process was seamless and easy, which is one less thing to worry about when you are stressed out over you fur baby's health. Thank you.

Insurer: Trupanion Canada

By: Juliet

Useful
November 28, 2019

Because it's a good company and provides exceptional insurance.

Because it's a good company and provides exceptional insurance. I have had only one claim so far but absolutely no problem having my claim paid . Glad I have the policy. Thanks Trupanion

Insurer: Trupanion Canada

By: Heather

Useful
November 28, 2019

Furry family insurance

Fast review and payout on claims. Every pet owner should have health insurance. You never know when your pet will get sick

Insurer: Trupanion Canada

By: Rick

Useful
November 28, 2019

Fast, Easy and Efficient Claims Service!

Fast, Easy and Efficient Claims Service. Quick turn-around time. Informative emails during process.

Insurer: Trupanion Canada

By: Robert

Useful
November 28, 2019

So grateful

Our dog Meeko has been so sick since the moment we got him. We are now devastated my the news of his neurological disease. Trupanion has always accepted our claims without question and made many stressful moments in emergency so much easier with the express billing service. Thank you so much for being there when it mattered.

Insurer: Trupanion Canada

By: Maxine

Useful
November 28, 2019

Over all good experience except how is anal gland expression not covered.

Over all good experience except how is anal gland expression not covered..it is not cosmetic, it is necessary

Insurer: Trupanion Canada

By: Patricia

Useful
November 28, 2019

Best pet insurance on the market

Seamless and efficient claims process and payment.

Insurer: Trupanion Canada

By: Tara

Useful

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