Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,709 total


January 27, 2020

Able to provide top notch care for my pet

My dog Bennie had broken two teeth shortly after I had signed up for the insurance. Working at an veterinary office I was skeptical about signing my own pet for insurance because I had seen what other companies did to clients for their claims process. Thankfully the claims process was simple and thankfully my pup was able to go to the dental specialist and have the teeth repair vs. having them extracted at the clinic I work at.

Insurer: Figo

By: Sien

Useful
January 27, 2020

Very easy to file a claim.

Claims are easy to file, and the responses are timely

Insurer: ASPCA

By: Eileen

Useful
January 27, 2020

Healthy Paws saved my cat's life!

I signed up for Healthy Paws because my cat turned 6, and I figured it was about time for just in case. My friend recommended it to me - and it was one of the best suggestions I received ever! Shortly after, my cat got diagnosed with IBD, and he's been getting treated ever since. This was not cheap, but luckily with Healthy Paws, I could afford all treatments, vet visits, tests, and medications just fine. And the reimbursement is so easy. I submit a photo of the vet bill via their app, and they send me a wire transfer. Recently I had to take him to the ER and they thought he might have cancer... which was the most heart breaking news ever. Healthy Paws reached out to me and asked if my cat was doing okay. It was such a nice personal message and I was so grateful - I mean what kind of insurance company would ever do that! Thank you so much, Healthy Paws!

Insurer: Healthy Paws

By: Jisoo

Useful
January 27, 2020

Affiliating with Healthy Paws was the second best decision I made, Mollie was the first!!!

Mollie had a ruptured disc that eventually caused her to stop walking, surgery was done immediately. Having a piece of mind with Healthy Paws meant so much to our familly. The immediate attention, caring people and reimbursement was everything that they said they would do and then some. Healthy Paws continued to check on Mollie to see how she is doing.

Insurer: Healthy Paws

By: Deborah

Useful
January 27, 2020

I wish that I had this insurance earlier and for other pets

I shopped 5 different pet insurances before I went with ASPCA. They had the best value for the coverage. It's not the cheapest, but that is because I needed more coverage for my senior cat. The claims are easy to file if you have an electronic receipt from your vet and they pay back claims with direct deposits or check. Super easy and efficient. Too bad human health insurance isn't this easy.

Insurer: ASPCA

By: Rachel

Useful
January 27, 2020

fast and hassle free

first claim made and it could not have been easier. left paper with vet and they filled it out, faxed it to them. got emails keeping me up to date on the status. got the check within 2 weeks i believe.

Insurer: Embrace

By: kirsten

Useful
January 27, 2020

Couldn't be happier

My Shar Pei needed to get entropion surgery for his lower eyelids. Luckily we had already gotten insurance with Healthy Paws prior. After the surgery, filing a claim with Healthy Paws was so simple. I am so happy that Healthy Paws makes filing claims so easy! Having 2 Shar Pei, insurance is definitely recommended and I HIGHLY recommend Healthy Paws!

Insurer: Healthy Paws

By: Katrina

Useful
January 27, 2020

THE BEST

Trupanion is simply the best, the customer service is outstanding, the process is VERY easy, efficient, thorough AND easy to understand!

Insurer: Trupanion

By: Rachel

Useful
January 27, 2020

The BEST

Trupanion is always fast in claim reviews and pays fairly. You can pick your own deductible. Unlike insurance for humans, you only meet a deductible for a specific illness or condition once per lifetime. I am a physician and spent 20 years working for an insurance company!

Insurer: Trupanion

By: Howard

Useful
January 27, 2020

Very helpful and easy to submit claims

Very helpful and easy to submit claims

Insurer: Trupanion

By: Rachael

Useful

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