Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 21, 2026

Opening a claim directly through the…

Opening a claim directly through the Pet Hospital was seamless and easy. Not having to stress about this during an emergency was a lifesaver.

Insurer: Trupanion

By: Daniel

April 21, 2026

Nationwide Pet insurance is the…

Nationwide Pet insurance is the absolute worst company I have ever used. After over 12 years of paying yearly increasing premiums to keep my dogs covered no matter what, I had to call to cancel as my boy entered into palliative care. As I assumed I had paid for the month already I called to cancel knowing the next few days would be stressful and it would be easily forgotten. I told them that I would no longer need coverage after that day believing they would cover our final vet visit that morning. They decided to prorate my account for the month and therefore not cover his final $600 visit. I paid $1200 a year and of course they tried to keep coverage stating they would pay $60 towards cremation if I just kept paying over $100 a month, when I told them this made no sense they stated I wanted to cancel my policy for before his last visit for financial reasons, which was entirely not the case. They are a cruel and horrible company that is just looking to make a buck off animal lovers that care about their pets. Stay away from this company at all costs.

Insurer: Nationwide

By: Gabe King

April 21, 2026

I was very pleasantly surprised when my…

I was very pleasantly surprised when my vet did the necessary entries and Trupanion covered the percentage of the bills very quickly which saved me a lot of upfront expense and anxiety! The company certainly performed very well.

Insurer: Trupanion

By: Margaret

April 21, 2026

Quick response to my claim

Quick response to my claim. Usually I can see the details on the claim but I haven't been able to review the details due to the site being down.

Insurer: MetLife

By: P. A. Barnes

April 21, 2026

Submitting a claim was painless with a…

Submitting a claim was painless with a speedy claim process. Faith

Insurer: Spot

By: Faith Brouillard

April 21, 2026

Great experience when making a claim

Great experience when making a claim! There were no problems and my claim was processed in a timely manner which I appreciate. Thank you!

Insurer: Spot

By: Robert

April 21, 2026

It is easy to get reimbursed within 10…

It is easy to get reimbursed within 10 working business days just as long you turn in your receipt from your veterinary. I have been with MetLife Pet Insurance for 3 years and very satisfied with their services.

Insurer: MetLife

By: Glenn A. Ignacio

April 21, 2026

So far so good

I didnt give a 5 star since my pet's application has not been completed but, the application process was easy to complete and the estimate was immediate for me to compare with other insurances.

Insurer: Nationwide

By: Heidi Mellen

April 21, 2026

Excellence and efficiency of service in…

Excellence and efficiency of service in a timely manner servicing our claim and payment. Outdtandinf people at Trupanion.

Insurer: Trupanion

By: Fred

April 21, 2026

ASPCA has been amazing to my pets

ASPCA has been amazing to my pets fast reimbursement with claims

Insurer: ASPCA

By: Winfire

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