Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,730 total


April 11, 2020

Great company!

What a great company! I got this insurance for my pomeranian when he was 7 months old. He is around 14 months now and I have to say it is one of the best decisions I have made for my dog! Once we passed the waiting period for existing conditions, they have accepted most of the claims! They cover almost everything except for vaccines, exam, prescription food, ...etc. My dog had a foreign object removal surgery recently. The surgery was urgent, and the cost is above $3,000. Healthy paws covered the surgery cost within days of submitting my claim online via direct deposit. Their website is fantastic! it is very easy to create a profile, submit claims, and get reimbursement! I highly recommend getting this pet insurance or at least ask for a quote! it is SO worth it especially for big expenses like surgeries and xrays

Insurer: Healthy Paws

By: Laila

Useful
April 11, 2020

ASPCA is an awesome pet insurance and one of the few that has a behavior component.

ASPCA has been a lifesaver for our family because of their behavior component of their insurance. Being able to work with a behavior vet has allowed us to better understand our pets needs so he can stay in our home safely. Making a claim is fairly simple especially when using their app. We have had very little issues in reaching someone in customer service to discuss claims or benefits. I would recommend this to any new pet owner!

Insurer: ASPCA

By: Dani

Useful
April 11, 2020

Thank you!!!

I just want the say THANK YOU for the speedy reimbursement of our claim. My fur baby needed surgery. The surgery was done on a Friday, I submitted the claim online on Monday the claim payment was in my bank account By Thursday.

Insurer: Healthy Paws

By: Lori

Useful
April 11, 2020

Don't go without insurance

Do not go without insurance if you have a pet. They are awesome. Easy to file with the app and money comes in 3-4 weeks later. Very painless process.

Insurer: Pets Best

By: Bob

Useful
April 11, 2020

Easy and fast claim submission and payment

Unfortunately, my dog has had a few recent vet bills all in a row. Though it’s rough for my pet to go through, it’s super easy to submit a claim with Nationwide. They review it and get your approved payment sent back to you quickly, which is really convenient. Great service!

Insurer: Nationwide

By: Sarah

Useful
April 11, 2020

Flawless

Dakota was really sick and not eating, vomiting and constant diarrhea. I submitted my 1st claim the old fashioned way and printed the claim form and e-mailed the whole bit. The 2nd claim I used the newer method and did the claim online, and it was so easy! Both claims I was reimbursed quite timely, and money was waiting in my bank account. Huge improvement over the old system a couple of years ago. Dakota is 100% recovered and back to his usual self.

Insurer: Nationwide

By: Nadyne

Useful
April 11, 2020

Fast processing of claim

I submitted a claim for my dog's dental surgery and was very pleased with how fast the claim was processed.

Insurer: Nationwide

By: Mimi

Useful
April 11, 2020

Best decision we have made regarding ours dogs health

So happy we made the decision to use nationwide to insure our dogs. Easy to process claims. So much is covered. Very happy.

Insurer: Nationwide

By: Diana

Useful
April 11, 2020

Worst pet insurance ever. Don’t get sucked in

My lab puppy 11 weeks old was stung by a bee. I took her to the ER because she was vomiting and because it was after my vet had closed fir the day. The bill was $550. They refused to cover it because it was literally 5 hours before the 15-day waiting period was up. My puppy was stung again a week later, again after normal vet hours. This time the bill was $132. My deductible was $100. Again Healthy Pet refused to cover it because this time they said it was a pre-existing condition. My deductible is $100 so it would have cost Healthy Paws $32. I spoke to Management and asked them to work with me and was told there is nothing they could do. So I am cancelling

Insurer: Healthy Paws

By: Angie

Useful
April 11, 2020

Jake loves his Trupanion friends

During this time of stay at home, I was able to place my order for meds with my local vet and they sent through the claim on my behalf.

Insurer: Trupanion Canada

By: Gail

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.