Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,730 total


April 01, 2021

Worse experience I have ever had

I have a healthy dog who is 8 years old. She recently went to the hospital for bloody stool, diarrhea, and excessive dry heaving. Similar symptoms to a blockage in her intestines.. it was very scary as she is normally a very healthy happy pup. Thank goodness- there were no serious issues. She had a bunch of tests ran and the vet bill was approximately $1000.00. The claim was denied because my dog had gone to the vet for throwing up and having diarrhea in the past (not to mention she wasn't throwing up- she was excessively dry heaving this time). EMBRACE claims that having diarrhea is a preexisting condition-- I disagree- it is a symptom of being ill which is why you take your dog to the vet. She was given an actual diagnosis of Acute Gastroenteristis. She was given a clean bill of health from all blood tests and x-rays. Yet- they will not reimburse. I am dropping the insurance and completely disappointed in the experience. It feels very fraudulent. I warn anyone who thinks dog insurance is a good idea- it is not. They take your money and give you nothing.

Insurer: Embrace

By: Danielle

Useful
April 01, 2021

Pets Best Health Insurance is Affordable, Efficient and Caring; they have my pet’s best interest and welfare at heart!

Pets Best Health Insurance is amazingly efficient, honest and accurate! I have never dealt with a better insurance company ... and this includes my own health insurance! The process is easy and completely forthright in their decisions. I feel my animals best health and welfare are in great hands with Pets Best Health Insurance! They are affordable, available at all times and super caring! THANKS BEST PETS HEALTH INSURANCE! 🤗

Insurer: Pets Best

By: Tonya

Useful
April 01, 2021

Worst insurance ever

This is the worst insurance I have ever taken They haven’t paid a single dime on my claims and said they don’t have proper records and cancel my claim without any reason They are fraud , in every 3-4 months you get just one email saying we are processing but no new from them It’s money making business. No care for pet owners or pets Please don’t but ever this insurance

Insurer: Pets Best

By: Akansha

Useful
Verified April 01, 2021

Fast, Compassionate Service

I had to file several claims over the last couple weeks as my cat had a urinary blockage and then a UTI as a result of the treatment. Every representative I've spoken to has been helpful, efficient, and very friendly. I am very grateful to Trupanion for helping me cover the expenses and don't know where I would be without them!

Insurer: Trupanion Canada

By: Jenna

Useful
April 01, 2021

The coverage is amazing the ease with travel is amazing.

The coverage is amazing, the ease with travel is amazing. The chat customer service is outstanding.

Insurer: Trupanion

By:

Useful
April 01, 2021

Abbey's Insurance experiences

Trupanion makes it easy to have claims resolved at the time of the time of the Vet visit without having to pay up front, then submit documents and be reimbursed

Insurer: Trupanion

By:

Useful
April 01, 2021

Fast and Friendly

Always so friendly and it takes no time for my claims to go through. I do feel like my rates are constantly going up though.

Insurer: Trupanion

By:

Useful
April 01, 2021

I have been so impressed with the service and coverage of my plan.

I have been so impressed with the service and coverage of my plan. Getting reimbursed is so easy and quick especially when my Vet submits the claims for me. The new app makes it even easier to submit the claims I need to on my own. I am one of the people with a dog that unfortunately has had a lot of health issues so I am so glad I got coverage when he was younger. Trupanion has saved me thousands of dollars and takes the financial stress away so I can focus on taking care of my dog's health. It is a must have for pet owners who want the best for their furry friends!

Insurer: Trupanion

By:

Useful
April 01, 2021

Trupanion has been a lifesaver.

Trupanion has been a lifesaver. Last year, I lost my baby boy, Emmitt, but without Trupanion I would not been able to give fighting chance to get better. There was nothing anyone could of done in the end, because he had heart failure, but at least the vet was able to try to safe him, without Trupanion, there would have been too many unknowns -why-

Insurer: Trupanion

By:

Useful
April 01, 2021

Very Happy Customer??

We have bragged about Trupanion since our wonderful pup was hit by a car ~6 years ago. We liked the business model/coverage and we were not disappointed in the least. btw, claims process is easy and fast. Trupanion has been with us through many illnesses. We love them!!!

Insurer: Trupanion

By:

Useful

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