Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,709 total


Verified September 29, 2021

This couldn't be any easier!

Our puppy went in for her vaccinations and check up. We submitted a claim and the reimbursement was direct deposited into our account in two days. Very simple, no hassle.

Insurer: Lemonade

By: Michael

Useful
Verified September 29, 2021

Lemonade provides rapid and responsive service

Lemonade provides good and fair coverage and is easy to work with

Insurer: Lemonade

By: Sam

Useful
Verified September 29, 2021

Totally worth it

Fiona is too curious for her own good- I got the policy after I was looking at a potential dental procedure for her. Ended up using it because she ate *something* that she shouldn’t have and we ended up at pet urgent care on a Sunday night. Lemonade was great with handling the claim- the chat feature let me put the info in bit by bit, so it wasn’t overwhelming and I didn’t forget anything. Took about a week to get everything processed and I was given an explanation and breakdown of costs and coverage. And they checked in to see if Fiona was feeling better!

Insurer: Lemonade

By: Sarian

Useful
Verified September 29, 2021

SO EASY!!

I am SO happy that I went with Lemonade. My JoJo has allergies and has to take Apoquel. Filing claims with Lemonade is easy and hassle free. I HIGHLY recommend them!

Insurer: Lemonade

By: Megan

Useful
Verified September 29, 2021

Small Claims easy, Others not so much

We signed up in July ‘21 and paid for the premium level insurance and for the most part, it was a great service, quick and easy but those were just puppy shots. Once we actually had a real claim of any substance it took a long time to get a response. Not to mention, the claim process was much more difficult. For example, some items on your invoice just aren’t an option in the app drop down list and you’re left unsure as to what to do. We ended up just sending the whole invoice in instead of listing itemized services but that created a lengthy delay in reimbursement. Then we discover that only 3 vaccinations are covered in a given year…for a young puppy, who needs shots about every month for 3 months.. So we pay premium prices for what exactly?

Insurer: Lemonade

By: Tim

Useful
Verified September 29, 2021

Super responsive and FAST claim service

Quick service and claim experience. Highly recommend!

Insurer: Lemonade

By: Brittney

Useful
Verified September 29, 2021

Best pet insurance ever

This company is amazing. Our cat went for a well check and vaccine. I came home, completed the claim, submitted it, it was approved & the money was in my account the next day!! Super easy and helpful techs.

Insurer: Lemonade

By: Rachel

Useful
Verified September 29, 2021

Compassionate

Lemonade has made a huge difference to our family. Our pet had 6.5 years of health until a rare disease suddenly took his sight, and cancer soon after. Every employee I’ve spoke with has exceeded our expectations for kindness, thoroughness, being empathetic, and compassionate. They have listened to me in my triumphs and sorrow. Claim process is easy and quick. Communication by phone and email carried out efficiently. No regrets!

Insurer: Lemonade

By: Julie

Useful
Verified September 29, 2021

So easy to work with!

So far I've only had to make one claim, but it was processed quickly and everyone was very responsive to my questions.

Insurer: Lemonade

By: Sarah

Useful
Verified September 29, 2021

Easiest, Friendliest, all around Bestiest insurance for your pet!

I love Lemonade insurance. The price is inexpensive and the coverage is great! I can submit a claim through the app and it gets approved almost immediately! I get my money in two to three business days and then I’m set for the next year or so. On most of the coverage they also have no deductible options and I would highly suggest that. Even if you have to pay a little extra, very worth it. The customer service is friendly and personable. I have insurance for both of my pets through Lemonade.

Insurer: Lemonade

By: Nick

Useful

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