Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


June 05, 2026

No hassle and no wait

No hassle and no wait - all I did was tell the vet I had Trupanion and they reached out and took care of things. This was one less stress I didn’t have to worry about and could focus on my pet instead.

Insurer: Trupanion

By: James

June 05, 2026

Easy to file claims and quick

Easy to file claims and quick, efficient payment. Thanks Spot!

Insurer: Spot

By: Anita Newhouse

June 05, 2026

Great response from Trupanion

Although I was not aware of some costs not covered it was a totally great experience. Trupanion was with me every step of the way and paid my vet directly without me having to wait for reimbursement. I rate Trupanion 5 stars and would recommend

Insurer: Trupanion

By: Jackie

June 05, 2026

They pay fairly and promptly

They pay fairly and promptly

Insurer: Trupanion

By: David

June 05, 2026

The enrollment process was easy

The enrollment process was easy. The insurance options gave me several options from which to choose. My first claim for an office visit was paid promptly.

Insurer: Pumpkin

By: Nancy Gaffney

June 05, 2026

Oliver’s kidney stone

Satisfied with the results of my claim. Pets Best is an outstanding pet insurance company. Process claims quickly and the communication is top notch.

Insurer: Pets Best

Veterinarian: Hialeah Animal Clinic

By: Jay

Useful
June 05, 2026

Pumpkin gave us no problem about paying…

Pumpkin gave us no problem about paying a veterinary bill for our dog when she was severely ill.

Insurer: Pumpkin

By: Rene

June 05, 2026

Amazing

My cat had an unexpected accident that required her to be on oxygen and under 24 hour care for several days. Trupanion approved my claim within minutes. I only had to pay my deductible and coinsurance. So thankful I invested in pet insurance with this company.

Insurer: Trupanion

By: Patty

June 05, 2026

Clear, Easy, Fast, and Fair

We did a lot of research and decided to use PetsBest ten years ago. Having this insurance has literally been a lifesaver for one of our dogs, allowing us to afford the treatment she needs. And the process has been clear, easy, fast, and fair.

Insurer: Pets Best

By: alan jacobson

June 05, 2026

Pet insurance helped save my dog Honeybee

My 6-year-old pitbull mix Honeybee suddenly collapsed one night and we rushed her to the ER. She had bleeding in her abdomen and fluid around her heart - three different ER vets thought she had aggressive cancer and suggested euthanasia. We were not prepared to make such a drastic decision, and because of her pet insurance we were able to take the second, more costly route: have the ER stabilize her so we could get her in to an internal medicine specialist. When we saw the specialist, he performed multiple tests and ultimately confirmed that she does not have cancer. He could not tell us what caused the sudden issue - it could be something as simple as "swallowing a honeybee" (ironic) - and had not seen anything like it in his 40 years of practice. But now, just a few days later, Honeybee is already back to her normal, energetic self. Because we had the cushion of pet insurance to help pay for the ER and specialist expenses, we were able to take the time needed to ultimately save a vital member of our family. Less than two weeks since the original episode, we have already received almost all the reimbursement related to these expenses. Thank you for ensuring we have more time with our sweet girl.

Insurer: Pets Best

By: Natalie

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.