Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Awful Experience - Will never trust this company going forward
This insurance company is a complete scam. During the introductory trail my 8 1/2 week olde enlgish bulldog got sick (phenomena), to the tune of thousands at the emergency vet hospital. The trail was suppose to cover to max of a thousand dollars which would of helped. Although after 2 months of claims, forms, re-submissions and reassessments I'm tired of fighting with them. They wouldn't cover anything ! My dog is now healthy and happy again. I'm only glad I discovered this now instead of paying insurance premiums for years into a insurance product that refuses to pay during a stressful situation. I feel bad for some of the other reviewers that were years into there coverage to discover this. If your considering pet insurance please shop around to another company, the last thing you need during an emergency is the stress of dealing with a terrible insurance company.
Insurer: Pets Plus Us
By: Bo
Fast and efficient
I haven’t had to submit many claims thank goodness but anytime that I have it has always been extremely fast as to whether it’s approved or not and I have never had an issue where it has not been approved. Thanks for your help in otherwise stressful time
Insurer: Trupanion
By: Paula
Stay away, run
Very first claim, was sent an email after an extended period of time, stating that my veterinarian had not provided the past one years worth of records. Before I could respond, within two or three days, I received an email with a denial on my claim Tried contacting customer service, and actually speaking with a human. Was then told that I needed to go secure all of my prior records for my pet from other veterinarians and scan and/or email to PetsBest. Seems like all the work is on the customer, the insurance company, simply taking your premiums and making random denials. I’ll jump through hoops this time, but if I get denial on something clearly covered. I’ll drop this insurance company like a bad habit. .
Insurer: Pets Best
By: John
Quick/easy claim turnaround
Lemonade made the claims process seamless, from describing what happened to uploading documents, and to settlement. I am appreciative of the agent who worked my case.
Insurer: Lemonade
By: Tina
LONG Approval Time
Overall I am satisfied with my claims being approved, I’ve submitted two claims and had no issues. However, both times it has taken over a month for the claims to be reviewed. It’s so disappointing, there’s no reason for it to take this long. So many reviews say the same thing. Hire more people!!! I’ve seen/heard that other pet insurance companies take around a week. Waiting over a month is insane in my opinion. I am contemplating switching.
Insurer: Pets Best
By: Taylor
Excellent Investment for my Fur-baby and me
My pup was rescued at the age of about 6 and we signed up for Healthy Paws Pet Insurance right away after reading a Consumer Reports (if I remember correctly) recommendation. The article definitely put them at the top of the heap. We've had a few health scares over the years, most recently a surgery that left a 3" scar on her tiny leg, but removed a dangerous growth (hopefully permanently). Healthy Paws' website is easy to navigate, contains helpful information, and it is super easy to fill out a claim form. They respond immediately to acknowledge your submission and pay claims very promptly. It is top of the line insurance and there are no lifetime limits; of course, the cost is commensurate.
Insurer: Healthy Paws
By: Linda
So thankful
Not sure where I would be today without this coverage. This has been a lifesaver during TPLO. So easy. Money was there when I picked up my pup.
Insurer: Trupanion Canada
By: Jon
Affordable Policy Designed to Fit My Needs
Pets Best Pet Insurance had many different options to fit my needs. I selected a 90/10 illness/accident policy since we do not have fleas and heartworm in my area, and I only needed protection for emergent illness/accident. The reasonableness of their monthly premiums allowed me to get higher coverage percentage at a lower rate than other companies' premiums. My pet then became ill and had to see a specialist. Pets Best has honored my policy and paid claims submitted in a quick and timely manner, alleviating some of the stress and burden associated with my pet's illness. Hats off to Pets Best for providing a quality product at a reasonable price. Me and my dog Oscar appreciate your company. Be sure to check out this company when shopping for pet insurance.
Insurer: Pets Best
By: Peggy
Thank you
I have nothing bad to say about Trupanion. My German shepherd Sascha got sick early on with a lifelong pancreatic condition. After all of these years, they have never fought me or tried to deny a single claim. With as expensive as her medication is, it is not an exaggeration to say that they have saved her life. They have paid us more than we have them since this happened and yet not a single incident of pushback. If you want the best for your pet, you really need to trust Trupanion. They are there for you through the good and bad. Thanks!
Insurer: Trupanion
By: John
Love METLIFE
So glad we had the MetLife dog insurance. This past summer my Frenchie suffered a horrible seizure and had to stay in the hospital for 4 days - then we had to go visit a neurologist vet. Thousands of dollars..... Already had met my deductible and very happy to say I got 90% back! It is very easy to submit the claims - and reimbursement comes in about 3 weeks. So happy I had the insurance.
Insurer: MetLife
By: Cathy