Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


November 23, 2023

Best Pet Insurance Available

We've had Healthy Paws pet insurance for our dachshund since we got him four years ago and have always had a positive experience with claims being processed easily and quickly. He recently needed emergency spinal surgery and hospitalization for three days. Even though this claim was extremely high and included three pages of charges, everything was processed quickly, helping us avoid any financial difficulties in caring for our little man. On top of that, they reached out to us to see how he was doing. It was a very pleasant surprise to see an insurance company care so much. We've recommended Healthy Paws to all our friends with pets.

Insurer: Healthy Paws

By: Brett

Useful
November 23, 2023

Endless claim

My dog died, and had cancer bills relating to his death. I provided bills, but haven't seen the reimbursements I paid for. I feel like they are trying to tire me out so that I give up and don't seek reimbursements anymore, but I'm absolutely entitled to them.

Insurer: Spot

By: Gavin

Useful
November 22, 2023

Best prompt service

My dog had surgery and PetsBest did an excellent job processing the insurance claim. Will recommend the insurance to other pet’s owners.

Insurer: Pets Best

By: Maribel

Useful
Verified November 22, 2023

Reliable Service

Fast, efficient and reliable service every time. No matter if the claim is submitted at the vet clinic or I submit an invoice, it’s always processed in a timely manner. The rates may be somewhat high, but I have NEVER had an issue with claim submission. Read the terms of your policy to know what’s covered-easy peasy!!

Insurer: Trupanion Canada

By: Sherry

Useful
November 21, 2023

Amazing service!

Great turnaround time and super easy to file the claim in general. I’m so happy to know my kitty is protected through Lemonade!

Insurer: Lemonade

By: Valerie

Useful
November 21, 2023

Reliable and prompt service

I have insured a mature French Bulldog. She has had ongoing medical issues. Pets Plus Us has requested medical reports as necessary and paid out fairly. I am very satisfied with their service and support.

Insurer: Pets Plus Us

By: Margie

Useful
Verified November 21, 2023

Liers backed by Adjustors

!!!!!!!!!!!!!!!!!!!!!!!!!My fully vaccinated one year old indoor cat who have 42.25 Cad/month insurance premium with Trupanion vomited and showed sign of illness, I booked urgent appointment for next day with vet. Turpanion refused claim , the cat ended up having worms and according to smart A** Trupanion adjustors this is not illness and could have been prevented ! Wake up guys ! This is 2023 , you cannot go away with stealing people who pay premium for emergencies like this. I will expose this every where and follow with government regulatory authorities so people know what kind of service you guys are .!!!!!!!!!!!!!!!!!!!

Insurer: Trupanion Canada

By: rabih

Useful
November 20, 2023

Easiest claims process I’ve ever used

Simple, quick process that can be done with cell phone. Fast reimbursement. Pleasant staff. I highly recommend.

Insurer: Lemonade

By: Maria

Useful
November 20, 2023

Pet insurance is a MUST

I've had Trupanion for YEARS. My first experience was with my little Maggie. I used them a little but was really glad I had insurance. Next came Sasha, my Wire Hair Fox Terrier. She had many physical problems including several surgeries. Trupanion was WONDERFUL. They covered 90% of all procedures, hospital stays and medications. Now I have my 80 lb. boxer mix. Fortunately I have not had to uses Trupanion for very much but I wouldn't be without the coverage. THANK YOU TRUPANION!!

Insurer: Trupanion

By: Harriet

Useful
November 20, 2023

Emergency gallbladder rupture

It was a whirlwind day regular vet to 24 hour clinic for abdominal ultrasound, bloodwork then told to rush to another emergency clinic when ultrasound revealed ruptured gallbladder surgery was needed ASAP!, after hearing the quote for the surgery and if she makes it through will be several days hospital stay. After freaking out my husband says we have pet insurance oh yeah right! Thank god. Just the surgery and hospital stay was $11,000. Plus the lead up cost to get her to that point. After each vet and clinic we sent in the invoices and they were approved quickly and we started to get reimbursement checks the following week after her surgery! Anyone he tells me they are getting a puppy or a dog/cat I tell them to get pet insurance immediately. You just never know. I got her insurance when she was 12 weeks old, never used it till she was 4 then Boom! IMHA 3 blood transfusions, 9 days hospital! Healthy paws came thru and now this gallbladder rupture! Don’t be the person standing at the reception desk when your animal is sick having to make a life or death decision for your pet! You can say no problem I have pet insurance to back me up!

Insurer: Healthy Paws

By: Sheryl

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.