Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


June 25, 2026

Healthy Paws is not the same company…

Healthy Paws is not the same company since being bought out by Chubb! We had Healthy Paws for for 10 years before Chubb came along. The 1st thing Chubb did is raise our rate from $156 per month to $417 in a single year. The next thing they did is double our deductible from $250 to $500 and decrease our reimbursement from 90% to 70%. My dog is to old to start shopping around for new insurance. When you are choosing health insurance for your new family member please know that they will not stick by you for the life of your dog. They are not the company they once were!

Insurer: Healthy Paws

By: D. Nicole Hiljus

June 25, 2026

I had a wonderful experience with Spot…

I had a wonderful experience with Spot Pet! They made the experience of getting care for my pet much less stressful because I knew I was covered ahead of time. I really appreciated their friendly customer service team and quick response time.

Insurer: Spot

By: Sophia Mazzella

June 25, 2026

I found it easy to file a claim and the…

I found it easy to file a claim and the response letting me know the status of the claim was done in a timely manner. I am very satisfied with my SPOT coverage for my dog.

Insurer: Spot

By: Candice Piedmonte

June 25, 2026

Great insurance… process claims…

Great insurance… process claims according and fast… affordable

Insurer: Spot

By: Milagros Munoz

June 25, 2026

So far not good coverage

I was told when I signed up that Roxy’s first appt would be covered. I had just gotten her and was taking her to the vet that day. Guy said it would. It wasn’t. Then when I submitted her second fecal Sample charge since you didn’t cover the first one you also denied it. If I find you continue to not cover the items I was told on my conversation when I signed up I won’t continue coverage

Insurer: MetLife

By: Eileen Grider

June 25, 2026

I can't even get into there website…plus, poor coverage

I can't even get into there website anymore, as they tell me "IT is working on it." (403 Forbidden Microsoft-Azure-Application-Gateway/v2) Plus, there coverage is awful, I have a special needs dog and they only pay for a small % of care. What is the point in paying premiums monthly if I can't get great coverage for my Lab? I will be going somewhere else.

Insurer: Pets Best

By: Joseph Burclaw

June 25, 2026

Recent claim

Recently we had to take our dog for an urgent vet visit. After submitting our claim, it only took about a week for approval and payment was direct deposited quickly. I did call in with some questions prior to filing claim, and customer service was excellent. Thank you!

Insurer: Pets Best

By: KDE

June 25, 2026

Thank you MetLife for making the…

Thank you MetLife for making the process of filing a claim an easy one. Losing out furbabies have been difficult. Filing claims with you all has been smooth.

Insurer: MetLife

By: John

June 25, 2026

Super fast claim settlement

Super fast claim settlement! Great communication as to progress.

Insurer: Fetch

By: Vickie J

June 25, 2026

Prompt payment on a claim I made

Prompt payment on a claim I made. Only took 2 days. As long as the paperwork is correct, you seem to flow it through the process well.

Insurer: MetLife

By: Don v

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.