Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 01, 2025

The worst experience ever.

The worst experience ever. we paid 131.96 a month for 12 months, and finally put in a claim, it was just our once a year visit, normal Exam, blood test, preventative care... which I added, for one cat, and they only paid 175 out of a 1017.00 Vet bill, no extras, no frills... so we paid 1575.00 to get no real preventative care at all.

Insurer: ASPCA

By: EditMonsterKurt

September 30, 2025

Fetch is the pet insurance I decided to…

Fetch is the pet insurance I decided to apply with. I had a great experience with Karley (the agent). She answered my questions and explained everything to me. It didn’t take no time to apply and get approved. If anyone is looking for good insurance for your pet, apply with fetch, you won’t regret it.

Insurer: Fetch

By: Crystal M

September 30, 2025

Problem solved right away

Alana resolved an issue related to my claim. She was professional, efficient and ultimately effective. She was lovely to speak with and went above and beyond. Great service!

Insurer: Fetch Canada

By: Lindy

September 30, 2025

Quick turn around and prompt service

I never have any problems when I submit an invoice when I take my fur baby to the vet, and the turn around time it quick.

Insurer: Spot

By: TOMEKA CALMESE

September 30, 2025

I find submitting claims to be so…

I find submitting claims to be so simple, the site makes it so simple, and the response time of claim is very quick. The customer service is great, always patient and willing to help.

Insurer: Embrace

By: Donna Kelly

September 30, 2025

Dependable and efficient

Polite, prompt and accurate reimbursement.

Insurer: Pumpkin

By: Elizabeth

September 30, 2025

Very pleased with Figo

Very pleased with Figo. So glad I purchased this insurance when my dog was just a puppy. The coverage is excellent with various options, online claims process is user-friendly with prompt claims payments, and customer service is outstanding with helpful people to answer questions. I’ve had other insurance for my previous dogs, but Figo is by far the best!

Insurer: Figo

By: Connie

September 30, 2025

Good Experience

My experience with Embrace has been good so far. The staff are friendly and efficient. Questions and phone calls are answered promptly. Claims are processed almost immediately.

Insurer: Embrace

By: LB

September 30, 2025

I am very proactive with my canine…

I am very proactive with my canine kid’s healthcare and an advocate for preventative care. Dental cleaning and the recent removal of a lipoma tumor being removed at the same time, suggested by the veterinarian in case it increased in size where it was located could interfere with his mobility. Plus we avoided an additional surgery in the future. This company qualified both procedures as pre-existing even when I submitted cleaning receipt from a year ago! Tumor is pre-existing?? I was paying a little over $100 a month including a supplemental plan! Don’t waste your money with Embrace thinking you will receive coverage. Should never have left Fetch! I don’t recommend this company as their underwriters deny everything!!!

Insurer: Embrace

By: Cindy Calhoun

September 30, 2025

Impudent Pet made sign up easy

Impudent Pet made sign up easy. Policy coverage was clearly explained.

Insurer: Prudent Pet

By: Ariel

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