Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 02, 2025

Premature request for review

You prompted me to write a review about submitting a claim. Yes, the apparent submission seemed simple enough. As you have not approved it, nor have I received reimbursement yet, it seems quite oddly premature. Edit: I now see this review is tagged as an “unprompted review” which is clearly a lie.

Insurer: Embrace

By: Jeannot Quête

November 02, 2025

Ease of filing claim

Ease of filing claim

Insurer: MetLife

By: customer Anne B

November 02, 2025

On my first experience with a claim

On my first experience with a claim, MetLife Pet processed it just like they said they would without a hitch. Very smooth couldn’t be happier.

Insurer: MetLife

By: Dave

November 02, 2025

Claim submission through the app…

Claim submission through the app doesn’t work on purpose to make the process harder

Insurer: Embrace

By: Ksenia

November 02, 2025

Super easy claim process

Super easy claim process; Claim processing time is fast!

Insurer: Spot

By: Dana T.

November 02, 2025

Easy to submit claims

Easy to submit claims. Great plan coverage.

Insurer: MetLife

By: customer

November 02, 2025

Very timely reimbursement and good…

Very timely reimbursement and good customer service.

Insurer: MetLife

By: Lavonne

November 02, 2025

I love how easy it is to process the…

I love how easy it is to process the claims. I just would like to see more money coming back to me when I do place a claim. If I were to save what I pay and then pay as my dog needs care I would actually have more money.....which I am really considering.....

Insurer: Spot

By: CLAUDETTE FLORES

November 02, 2025

Avoid Figo. Terrible experience with them.

Scam. They'll come up with any reason not to pay a claim. Simple straightforward dog bite and 2 months later still nothing. They'll just close the claim and not bother to contact you. They lie about not receiving emails or documents. They'll try anything to avoid paying just to wear you down. We've had them for 5 years with zero claims, I can't imagine if it were a more serious health issue. Do yourself a favor and avoid Figo.

Insurer: Figo

By: Baker

November 02, 2025

No Issues with claim

Unlike our first claim, this one went through with no issues at all. I submitted the documents and received reimbursement 9 days later.

Insurer: MetLife

By: Lori

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