Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


November 17, 2025

Awesome Company, easy and fast claim processs

Easy and fast to process claims. Great coverage and your Customer Service staff are wonderful and very helpful..and all are located in the U.S. ! Id give you 10 stars, if possible. Carol K.

Insurer: Fetch

By: Carol

November 17, 2025

So happy I have Spot for my pups!

I have Spot Insurance for all 3 of my dogs. For the first time I submitted 2 claims for an injury on my 4 y/o dog. One for a specialist and the second for a CT scan. Spot paid the claims without any issues and very timely. I have heard horror stories about other companies. I couldn’t be happier with Spot!

Insurer: Spot

By: LAURIE MCCLAIN

November 17, 2025

Don’t buy Trupanion if you took your dog to the vet yet.

I have a puppy lab made the mistake of telling the vet he would eat some sticks and mulch sometimes days before I got truepannion and they now mark everything to do with swallowing foreign substances as a pre-existing condition and will not cover it low and behold he needs 4,560$ worth of surgery now for swallowing a toy/rock and they denied coverage I had to debate putting down a 4 month old lab because the Vets and Insurance company’s working together to insure the least coverage for an insurance cost you would put on a new car.

Insurer: Trupanion

By: Sal

November 17, 2025

Great response to claims submitted

Great response to claims submitted

Insurer: MetLife

By: Nathan Johnson

November 17, 2025

Simple processing of claims

Its simple and straightforward process when you are in the system and get reimbursed fairly quickly.

Insurer: MetLife

By: Ami Alexander

November 16, 2025

Timely review of claims and easy…

Timely review of claims and easy submission methods with the app.

Insurer: MetLife

By: customer

November 16, 2025

Claim process is very quick and the…

Claim process is very quick and the customer representatives are responsive.

Insurer: MetLife

By: rohit

November 16, 2025

Claims & overall site

Revised site & claims process much improved & easier

Insurer: Embrace

By: debbie bariezas

November 16, 2025

Seamless is the best word to describe it

Seamless is the best word to describe using Trupanion. At checkout the vet can submit straight to the and tell me on the spot what they are covering. Or easily take a picture of the invoice and send it to them on their website and almost the next day I have reimbursement in my checking account.

Insurer: Trupanion

By: Michele S.

November 16, 2025

I love Pets Best

I love Pets Best. I’ve never had any issues with coverage. I recently had a question about my latest claim. They were extremely helpful and answered all my questions.

Insurer: Pets Best

By: Jo

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