225,223+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 225,223 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

225,223 total


Most selected providers in "September, 2026"

This chart shows the distribution of the most selected pet insurance providers in September, 2026.

Providers with highest rating

Embrace

20,009 reviews

4.9
Healthy Paws

11,407 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,034 reviews

4.9
Pets Best

15,664 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 14, 2026

WORST COMPANY EVER! DO NOT USE THIS CORRUPT COMPANY

After months and months of providing them copies of invoices, that were mailed, and emailed twice to the claim supervisor Sharon, there is still nothing happening other than their stupid email that says We are working on it, expect delays". Well, tell it to the State Insurance Board, the State Attorney General and our lawyers, that if you have a complaint against this company (that is owned by Crum & Forster Company and offered through PTZ Insurance Agency, LTD / Fairmont Specialty Insurance Agency and underwritten by United States Fire Insurance Company. I am tired of spending hours on the phone, and emails, and then being billed monthly for absolutely no service! And, get this now they will not allow myself or my husband to log into our account. After trying again today for an hour on the phone, using 2 different computers, 2 different phones, different passwords and this has gone on for months. Then the invoices I have sent to them they do not apply to our pets deductible because they say they never receive them, so we never get reimbursed! This company is scamming people left and right. Currently they owe us over $1220 dollars. DO NOT USE ANY OF THE PET INSURANCE COMPANIES OWNED BY THIS CRUM & FORSTER. Marc Adee is Chairman and Chief Executive Officer and will be hearing from many many clients.

Insurer: Hartville

By: Debbie

Useful
October 14, 2026

Terrible experience with transfer of ownership

One of the worst experiences I’ve had with a company and their customer service. Zero communication between staff and departments. We did a transfer of ownership after the death of my dog’s former human and were waiting until the necessary documents were received from the estate to finalize the transfer. Our dog had already been in our care for a couple months at this point, so our claims were constantly denied because no one bothered to look at notes or any information on our account. Maybe Pets Best is usually decent to work with, but this was a terrible experience for us and I will not recommend them to others.

Insurer: Pets Best

By: Nicole

Useful
October 13, 2026

Horrible insurance for pretty much everything and uses loopholes to not pay out claims. Dedicated to not paying claims

Ok so I get they don’t cover basic wellness checks but I mean damn. Trupanion totally sucks. They deny cleaning with anesthesia but require you to have yearly dental exams lol. So you must pay full for exams and then when you go for cleaning if the Vet listed tartar at all they are denied for life. I mean I brush her teeth and try my best to keep them clean but she’s 8 and well dogs need professional cleanings once and while. I pay since she’s a puppy and this scam of an insurance literally has denied every claim . Here’s the best part. I’ve only put in 1 and paid the others because I knew they wouldn’t but something like this you would think they would at least give you a few hundred bucks towards it. So bottom line is what are they paying out on ? I wish I started a pet insurance company. Just collect peoples money and never have to pay out a single claim. I think that’s called stealing. I truly got this insurance for a big emergency but the more I look into it I don’t know what emergency they would even pay out on? Pet insurance is such a god damn scam it’s ridiculous and the vets are all in on it with them. Any honest one who was retired would tell you. So now do you drop them and then the next one declines everything because she’s now older and wasn’t with them since a puppy therefore everything will be called pre existing? Thankfully I can afford the bills so far for this one. I’m sure some out there got lucky or unlucky depending on how you look at it if your dog fit the criteria for a paid claim. That probably means it’s a very serious issue. Never heard a good word about this scam insurance company and would never buy a policy again or tell someone else to. Trupanion should be ashamed of themselves for taking money and raising premiums but never helping out with a single claim that I’ve ever heard of from anybody whose gotten it. Go with MetLife or I hear lemonade is decent. Just DONT get “Scampanion” ! You will pay and pay and they won’t settle a single claim unless maybe your dog needs some emergency surgery or something and I pray that it’s covered for you and your animal. Thanks for nothing Trupanion. You truly suck

Insurer: Trupanion

By: Mike

Useful
October 13, 2026

Cancer treatment

My dog was recently diagnosed with lymphoma, despite excellent prognosis both from the primary veterinarian as well as the oncologist, we would have been able to afford his chemo treatment, but having Pets Best in our corner made it possible, he is in remission right now and seems to age backwards, lots of quality of life left!

Insurer: Pets Best

By: Gabi

Useful
October 13, 2026

Excellent service

Every time I have had to submit a claim to Pet's Best it has been extremely easy and payment is prompt. They have been wonderful to work with and I a glad I chose the.

Insurer: Pets Best

Veterinarian: Biddeford Animal Hospital

By: Stephanie

Useful
October 12, 2026

Thank you Pets Best

I am so grateful to Pests Best for processing my claim so quickly aftwe mt dogs surgery, and they kept me up to date and informed throughout the process! One less thing to have to worry about. I highly recommend Pets Best

Insurer: Pets Best

By: Cindy

Useful
October 11, 2026

Pets Best

Highly Recommend. Ease so process and fast payment.

Insurer: Pets Best

Veterinarian: Banfield Pet Hospital

By: H

Useful
October 11, 2026

Peace of mind

"Getting a puppy is exciting, but the worry about costs and unexpected events is not. I'm happy to say that my first puppy visit to the vet was a lot less stressful knowing that I had Pets Best insurance. The claims process was so easy, and the reimbursement timing was quick. Having Pets Best for my little guy is a win. "

Insurer: Pets Best

Veterinarian: Rogers Pet Clinic

By: Amanda

Useful
October 10, 2026

Awesome Service

One of the best Vets i have ever been to

Insurer: ASPCA

Veterinarian: Lakeside Pet Hospital

By: Mike

Useful
October 10, 2026

So easy!

It was my first time filing a claim and I could not believe how easy it was! I just took a pic of the invoice and that was that. I received payment within a week. Fantastic!"

Insurer: Pets Best

Veterinarian: Evans Animal Hospital

By: LeAnne

Useful

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