Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,064 total


October 20, 2025

Easy to navigate online system and…

Easy to navigate online system and enter information

Insurer: MetLife

By: customer

October 20, 2025

Filing claim was easy and fast.

Filing claim was easy and fast.

Insurer: MetLife

By: Patrick Gee

October 20, 2025

Such a fast turnaround!

Your processing time from submission to payment was so fast!!! Thank you

Insurer: Pumpkin

By: Lysa

October 20, 2025

It takes forever to get paid back for…

It takes forever to get paid back for vet visits. This year my dog was diagnosed with cancer. An he has have to have had surgery 3 times so his vet bills so far have totaled almost 25k. To no shock his policy is to renew on November 11th 2025 an to no surprise his policy has gone up over 150.00 so I went from paying 240.00 to 350.00 a month. When I asked why the increase was told due to the vets have increased so they need to as well. Funny part is my kids also have MetLife pet insurance an their insurance has not gone up.

Insurer: MetLife

By: DS

October 20, 2025

Fast and easy claim process

Very fast process and was surprisingly easy to submit the claim and monitor it on the app. I set up direct deposit so I was able to get reimbursed very easily, although I would say setting it up was sort of buried in the app so I would suggest they make that easier to find since I stumbled across it.

Insurer: Spot

By: Maurice Motley

October 20, 2025

Thank you

Thank you. My claim was processed in 7 days.

Insurer: MetLife

By: Aaron

October 20, 2025

Claims paid out in 72 hours

Claims paid out in 72 hours! Just wow

Insurer: Pumpkin

By: Liz

October 20, 2025

Pumpkin is great

Pumpkin insurance is great. When I submit a claim they process and review it very quickly. They are professional and fair. I would definitely recommend them to anyone looking for Pet Insurance.

Insurer: Pumpkin

By: Christina Castro

October 20, 2025

You guys rock!!

You guys rock! I put in the estimate ahead of time before my cats procedure, got it approved. When the time came to submit the paid invoice and the medical records of the procedure I was paid so fast. The next day I was reimbursed back and paid my credit card. Thank you! Made my life easier.

Insurer: Pumpkin

By: Lona

October 20, 2025

Fast, reliable, reasonably priced and caring pet insurance company

Healthy Paws had a quick review and reimbursement payment of claims after my dog went to the emergency animal hospital for advanced pneumonia for several days that resulted in a very expensive stay. I was able to pay for services before charges hit the credit card. There was enough stress as to whether she was going to make it to not have to worry about costs of medical bills to keep her alive and then recover. My dog is doing very well now. Healthy Paws even checked in with me after my dog returned from the hospital to see how she was doing afterwards. They I would highly recommend this pet insurance to anybody as it was also reasonably priced and was worth it for peace of mind and return on investment for a beloved pet and they actually cared as did not have to reach out afterwards. Thank you so much again!

Insurer: Healthy Paws

By: Pearl

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