Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,054 total


January 22, 2026

payments were promt

payments were promt

Insurer: MetLife

By: Mandy Bennett

January 20, 2026

Quick and Easy submission

It was so easy to submit the vet's invoice and a very quick payment as well.

Insurer: MetLife

By: Lantieka

January 20, 2026

the payment was quick.

the payment was quick.

Insurer: MetLife

By: Arthur

January 20, 2026

Offers a lot but the process and refund process take to long

Offers a lot but the receiving , reviewing & process and especially the refunds take to long . Im thinking of finding another pet insurance company

Insurer: Embrace

By: Mimi Parks

January 20, 2026

My first and only claim was handled…

My first and only claim was handled quickly and efficiently last summer - this time it is taking over a week, so far, to even be reviewed, approved and paid. The customer service chat with Linda was ended before I was done asking my questions. Have not experienced this with Pumpkin and hope it’s an isolated incident.

Insurer: Pumpkin

By: Joyce

January 20, 2026

So very easy to submit for a claim with…

So very easy to submit for a claim with a speedy reimbursement.

Insurer: MetLife

By: Dennis Clarke

January 20, 2026

Quick easy payments

Quick easy payments

Insurer: MetLife

By: custome Marianna Thatcher

January 20, 2026

Quick and Easy

Quick and Easy

Insurer: Nationwide

By: customer

January 20, 2026

Easy to get everything started

Easy to get everything started

Insurer: Nationwide

By: customer

January 20, 2026

Pets Best Works As Claimed & Expected

You can't help but hear complaints or even downright horror stories about various pet insurances not working as advertised or promised; but I have had the best experiences, so far, with Pets Best! I pay the Vet, as is the case with most pet insurance polices, submit my receipt to Pets Best (both the app and web site work flawlessly), and within a matter of days the claim is approved for the covered amount, complete with a detailed explanation, and a few days later my reimbursement amount is automatically deposited into my bank account. Honestly, it can't be much easier!

Insurer: Pets Best

Veterinarian: Buzzards Bay Veterinary Associates

By: Michael

Useful

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