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Browse unique and miscellaneous pet insurance reviews that don’t fall into standard categories. Includes special experiences, feedback, and personal stories from real pet owners.

15,625 total


July 05, 2026

DO NOT GO HERE

There aren't enough words to describe how devastated and upset I am with the treatment my 7-month-old puppy received at this clinic. Because of the care she received here, she is now fighting for her life at another veterinary hospital with a severe infection. We first contacted Waverly when we noticed a hard mass developing on the side of our puppy's face and neck. They agreed to see her, but instead of allowing us to meet with the veterinarian, we were instructed to drop her off and pick her up later. We never had the opportunity to speak with the vet directly. We were told through the front desk staff that it was an infected lymph node, so we followed their instructions and treated her with antibiotics for a week. Instead of improving, the mass continued to grow and her condition worsened. When we called back, we were again told to drop her off without seeing the veterinarian ourselves. After that visit, we were informed through the front desk that she needed emergency surgery. The surgery was scheduled three days later. We did not receive any update from the veterinarian until around 7:00 p.m., even though the clinic had closed at 5:00 p.m. We were told she had a difficult surgery and needed to stay overnight. We asked whether there would be overnight staff monitoring her after such a major procedure. The veterinarian told us there was no overnight staff and commented that we wouldn't be able to afford that level of care anyway. We trusted his judgment and agreed to pick her up the next morning. Our 7-month-old puppy was left alone in a crate for approximately 13 hours immediately after surgery. Over the following week, she continued to decline. Her incision became swollen, filled with fluid, and clearly wasn't healing properly. When we called the clinic for help, the front desk informed us that we were banned from returning and that the veterinarian would no longer see us. We were given no explanation. Two days later, we took her to another veterinary hospital for a second opinion. We were told that the surgery she underwent was unnecessary because the mass was actually a salivary mucocele, which they believed could have been treated much less invasively. She developed a severe infection and has now spent the last four days in the ICU fighting for her life. Our experience has been heartbreaking. Based on what happened to our puppy, I cannot recommend this clinic. No family should have to watch their young, healthy puppy suffer like this. Do not see James Galvin, I hope the board revokes his license here soon.

Insurer: ASPCA

Veterinarian: Waverly Veterinary Hospital Inc.

By: Courtney

Useful
July 05, 2026

I got a pretty good quote and was quick…

I got a pretty good quote and was quick and easy to get an account set up

Insurer: Sonnet

By: Barry Rawding

July 05, 2026

No hassle at all

No hassle at all, simple and straight to the point with reasonable coverage, I wish they would cover more and I wish I could use the insurance at the time as needed instead of getting reimbursed.

Insurer: MetLife

By: Guadalupe Castro

July 05, 2026

It was an amazing experience

It was an amazing experience. I could take online the policy and could navigate the options easily thanks to explanations provided. Most importantly, it was quick with the policy available in hours.

Insurer: Sonnet

By: Donald Karerwa

July 04, 2026

Unable to access my account online

Unable to access my account online

Insurer: Trupanion

By: Susan

July 04, 2026

It's important

Very easy to get

Insurer: MetLife

By: Lashawna Mckoy

July 04, 2026

There was no explanation of when the…

There was no explanation of when the policy could be used prior to submitting a payment. Once I paid the premium, THEN I was informed as to how long the wait time would be. That needs to be addressed.

Insurer: MetLife

By: Laura Hughes

July 04, 2026

Enrolling was a simple process

Enrolling was a simple process. Hopefully, we won't need it anytime soon.

Insurer: Trupanion

By: Dirk

July 04, 2026

Bitter sweet rating

Bitter sweet rating, I have been with Embrace for quite a while now and have insured multiple pets through their assistance and recommended them for years! When talking to their staff they are always helpful and make sure my questions are answered. I have genuinely felt comfort knowing I had support when it came to my pets health. (Thank you Marisol!!!) Recently, however, I received a call from the company wanting to verify/discuss my account with an AI bot on the other line. Receiving that call honestly brings some concerns for me and distrust with the companies decisions now. I have a senior pet that is insured and after her passing I don’t know if I will consider re-insuring a future pet with the company. Again, the staff themselves have been absolutely amazing and always a pleasure to chat with but I’m unsure of the companies decision makers.

Insurer: Embrace

By: Fiona

July 04, 2026

It was fast and easy a well explained.

It was fast and easy a well explained.

Insurer: Spot

By: Kim Donaldson

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