Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


December 02, 2025

fairly easy but had to submit ALL…

fairly easy but had to submit ALL previous records and that seemed excessive

Insurer: Fetch

By: Tacy Faughnder

December 02, 2025

Quick and easy

The best thing is they pay the insurance payout quickly and expeditiously.

Insurer: Healthy Paws

By: Prakash Chakravarthi

December 02, 2025

Love spot insurance

So glad we decided to get our puppy insurance, especially since our pup was diagnosed with bilateral elbow dysplasia. Customer service was great and filing a claim was fairly simple. They took care of everything and paid the claim in a timely manner. So glad we have spot insurance !

Insurer: Spot

By: Melissa Slonaker

December 02, 2025

Claims are handled promptly and…

Claims are handled promptly and efficiently.

Insurer: Healthy Paws

By: Carol Darby

December 02, 2025

Great Service

I submitted a claim, provided all necessary paperwork and and claim was handled and completed with a deposit in my account within 5 days. Whenever, I had contacted customer service they were Friendly and caring.

Insurer: Healthy Paws

By: Laura

December 02, 2025

It was a little hard to get everything…

It was a little hard to get everything submitted. I finally had to the vet to get all the records over. The customer service seemed a little bit confusing to me. They asked for medical records from when the time I had gotten my cat, which I thought I had submitted that when I signed up for the health insurance. But overall once I got everything submitted it seemed to go very smoothly and I was very happy to get my reimbursement and it seemed like it went very quickly after that

Insurer: Healthy Paws

By: Guest User

December 02, 2025

DOESN'T PAY

It took a long time and asking for cancellation of the policy for me to get one claim processed; instead of just automatic denial over and over. Subsequently, two following claims were denied . Don't waste your money.

Insurer: MetLife

By: Star Character

December 02, 2025

Very friendly initial contact

Aileen was very friendly and knowledgeable. I just signed up both my pets and they gave me a military discount. Be sure to ask as there are several discounts on their website chatbot. Haven't had to use the insurance but it seems reasonable and after a lot of research was the most economical for the quality.

Insurer: Fetch

By: Lisa

December 02, 2025

Timely and accurate reimbursement

Timely and accurate reimbursement. Much appreciated!

Insurer: Healthy Paws

By: Flora Wilcox

December 02, 2025

I had a vet bill of 400

I had a vet bill of 400. They only paid 20. Stay away

Insurer: Spot

By: Ercan

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.