Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


February 22, 2026

Smooth claim process

Smooth claim process: We have had pet insurance for several years and submitted out first large bill. I feel they were fair in what they allowed for reimbursement. It was quick and easy to submit the claim and it was finalized fast. I just hope that my rate is not increased after this.

Insurer: Fetch

By: Pilar Ortega

February 22, 2026

Turned in 2 claims and they were paid…

Turned in 2 claims and they were paid very promptly.

Insurer: Pumpkin

By: Barbara

February 22, 2026

Easy to use Healthy Paws website and…

Easy to use Healthy Paws website and phone help is also available. Easy to submit claims; documents promptly reviewed with prompt payment of covered items. My dog has several health issues that have required vetinary interventions, including several hospitalization over a six year period. My puppy is 6 year old puppy and for the six years I have had Chewy Health Insurance. I am so glad that I chose Chewy for my beautiful and loving dog.

Insurer: Healthy Paws

By: Joanne M.

February 22, 2026

Excellent first time use!

My experience could not have been better! The claim was easy to fill out online and was processed quickly and a check mailed just as quickly.

Insurer: Pumpkin

By: Gene O

February 21, 2026

Great return for the cost

Great return for the cost! Easy to use claim process!

Insurer: Spot

By: Shannon Higgins

February 21, 2026

Good communication

Good communication, quickly claims processing.

Insurer: Spot

By: Audrey Sarasin

February 21, 2026

Easy filling and quick refunds

Easy filling and quick refunds

Insurer: Spot

By: Michael L Kapperman

February 21, 2026

Easy to submit claims

Easy to submit claims, superfast payment

Insurer: MetLife

By: Joy Johnson

February 21, 2026

Handled our claim in a prompt…

Handled our claim in a prompt professional manner.

Insurer: Spot

By: Stephen Taddeo

February 21, 2026

Easy to file

Easy to file. Was approved and money in my account in one week

Insurer: MetLife

By: Jerry Beebe

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