Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Easy, Quick Claims
This is our first dog that we purchased insurance for, after having very high expenses for the others. We have the full plan, including wellness and for the first year, has more than paid for itself. Claims are quick and easy and there was no issue with covering the neutering, vaccinations, and preventative medications. Glad to have it!
Insurer: Nationwide
By: Phyllis
Will never own another dog without insuring through Nationwide!
My French Bulldog is the first dog that I've ever owned myself. Sure my family has owned dogs in the past, but they were never insured. Since I was making a large investment in the breed of dog itself, I definitely wanted to make sure I had insurance coverage on him from the day I picked him up from the breeder (because you never know what can happen)! Well, my sweet puppy has been through quite a tough road the first year of his little life and I would not have been able to afford his care if it had not been for the insurance with Nationwide. My french bulldog will always have coverage, and I will insurance all of my future dogs too. I cannot thank nationwide enough for their coverage, the responsiveness, and high quality services.
Insurer: Nationwide
By: Benton
Great process, fast payment! Highly Recommend
This was such an easy process! Our 2-year old golden retriever had to have emergency surgery and then got an infection. He was in and out of the emergency vet for a week. We had numerous ER vet bills that equaled well over $4,000. Nationwide's process is super easy to submit and we had our payment in less than a month!! Highly recommend to anyone with pets!
Insurer: Nationwide
By: Nicole
Embrace was there for my pet 100%
My 3 y.o ESS was unfortunate to tear his left ACL and required TPLO surgery. Embrace has a customer service that can't be matched by others. Fast claim service, follow up, and sincere. If I did not have Embrace pet insurance, I would be sunk. Thank you Embrace!
Insurer: Embrace
By: Stephen
Embrace pet insurance gives me peace of mind that no matter what, my pup will be taken care of!
I have had nothing but excellent service with Embrace. Getting reimbursement for medical expenses has been super easy and when I've had a problem or question about something I just call them and I always get great service. I would highly recommend Embrace Pet Insurance. It's peace of mind.
Insurer: Embrace
By: Lorna
Thankful for Embrace
I have 3 dogs but Petey is my oldest Mini Schnauzer at 12 years. This year I have really had to use the insurance as Petey has suffered from back issues. Having Embrace has allowed me to be able to say yes to a CT scan to try and determine the problem, they covered a wheelchair for his use when need be and now are covering acupuncture treatments which are allowing him to keep some quality of life and be able to get around. Their reimbursement time has gotten shorter and I'm amazed at how quick it is sometimes. I'm thankful I have insurance on my boys and for me Embrace is the best.
Insurer: Embrace
By: Janice
Pets Best was the best decision I ever made on behalf of my pet.
When I adopted my dog 3 years ago, I knew I wanted pet insurance. My friends and family were always paying high vet bills for common pet problems so insurance was a no brainer for me. I reasearched a number of companies and decided Pets Best offered the best value comprehensive coverage. I've never regretted my decision to be a PB customer. The customer service is amazing, the coverage has saved me so much over the years, and there's no price you can put on the peace of mind, knowing you can afford unexpected vet visits for your furbaby. I'd love to provide a specific testimonial but after Pets Best has been there for my dog for demodectic mange, a few unfortunate accidents like being electrocuted by stray current from a street light, and numerous allergy issues (they paid for an allergy test and shots!), I couldn't imagine a life without them in my corner. They are quick to pay, completely emphatic, and easy to work with. They are truly the best.
Insurer: Pets Best
By: Ally
Our beagle suddenly stopped eating!
We live in Ohio and our rescue beagle from Florida suddenly stopped eating. Our vet referred us to a specialist in Dayton, who referred us to a specialist in Cincinnati. It took several days of intensive care and our dog is fine now. It was expensive, but our ASPCA Pet Health Insurance covered most of the cost. Thanks you!
Insurer: ASPCA
By: Steven
Great safety net to have
This has been a great safety net to have for my little guy. He has had a round of health issues and the reimbursement has been wonderful. The rising cost of annual enrollment as he got older is not great. And we reached his limit on diabetes which stinks too. Otherwise, it's been great . I would plan on having a plan for all future pets.
Insurer: ASPCA
By: Char
Alyssa was patient when I needed to vent from my first phone conversation with Trupanion.
Alyssa was patient when I needed to vent from my first phone conversation with Trupanion. She answered my questions. Now, I'm going to see how Trupanion responds to my claim to make a final decision if I continue my insurance for my cat. This is the second pet I have had on Trupanion insurance and I've never made a claim before. I've been consistent with my payments for many years and very unhappy with my first phone conversation recently that I had with Trupanion.
Insurer: Trupanion
By: Joan