Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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My dog had major eye surgery and I was covered
Healthy Paws is great. Well worth it. Our dog had major eye surgery and healthy paws saved us $1,500! Very worth it. Great Customer service. Great user friendly app for your phone.
Insurer: Healthy Paws
By: Cody
Good service
Good coverage and fast service
Insurer: ASPCA
By: Susan
Efficient and timely. No issues.
Nothing but smooth sailing for our first claim. Very satisfied.
Insurer: ASPCA
By: Megan
You get paid the full amount of your coverage and they don’t hassle you
I’m very thankful that they pay the full amount, that they say they’re going to, they do it quickly, and they don’t give you any problems about it. It’s wonderful to know that my pet will get great health care.
Insurer: Nationwide
By: Melody
So Impressed!!!
Very impressed by Trupanion vs VPI - which I've had for my 11.5 yr old Cavalier. I just picked up my new Cavalier King Charles Puppy. Cavaliers do have health issues - and so I did get Insurance for my 1st pure bred pup. But the VPI insurance has been virtually worthless. So hard to process claims and payout negligible. Trupanion has varying deductibles. Limits your liability for any given diagnosis. Easy to understand and the vet helps process the claim! Premiums are frozen. Unlike VPI. I am very excited.
Insurer: Trupanion
By: Anni
Great return of funds spent on the surgical problem
Our Poodle required multiple surgeries at once and the coverage by this insurance company replaced most of our costs.
Insurer: Nationwide
By: DAvid
Excellent service, as advertised
I highly recommend Embrace Pet Insurance. My dog, who is older but otherwise healthy when I began paying premiums, this year needed some medical imaging, consults with a specialist, blood work, and later appointments for chiropracty (something I normally wouldn't have thought about). Embrace has accepted every claim I submitted, and treated me very fairly through this process. I got a clear policy with clear benefits and have needed to use them this year, which is more pleasant than I could have imagined. Claims are easily submitted by email for me, or by fax through my vet. Totally worth the expense!
Insurer: Embrace
By: Caitlin
The Absolute BEST Insurance at the BEST Prices with the BEST Staff!!!
About 3 1/2 years ago when I got my baby pug, I spent hours researching available insurance coverage. I settled on what was then called VPI and now known as Nationwide. I've always been extremely happy with the service and, in particular, the caring folks that have handled my claims. Top that off with efficient and extremely fast service in processing claims and, well, I am one happy customer. I don't usually write reviews, but Nationwide deserves praise for their outstanding service. My pug has already had his fair share of issues from allergies to pneumonia to a few things in between. Nationwide has truly been there for us. As they are for routine stuff like vaccines, heart worm meds, flea/tick meds and all the general stuff us pet parents provide. You really can count on Nationwide being there EVERY TIME!!
Insurer: Nationwide
By: Moni
My trial has turned into a permanent subscription
I decided to get pet insurance through my workplace during open enrollment. I have 2 high maintenance Great Dane pups and decided i'd give pet insurance a try for the year. If I didn't like it, I just wouldn't renew it. My youngest Dane had an upcoming neuter and gastropexy (bloat prevention) in the new year. We originally thought the surgery had gone well, however, after a few days something went wrong with the gastropexy. Of course, it couldn't have come at a worse time. It snowed that day and the operating vet shutdown due to weather. We had to make 2 trips to the emergency vet to get him comfortable enough to make it through the night to see his normal vet. Of course, all of this was very expensive. Fortunately, my young pup is feeling better. I submitted my claim for all the costs and was pleased to see that Nationwide covered most of the cost (90% after deductible met). Submission was fairly easy. I emailed the claim and a few weeks later I was surprised to see the check in the mail. Many thanks to Nationwide! You have made a believer out of me and I will be a member as long as I have my Danes!
Insurer: Nationwide
By: Al
Fast Reimbursement
Nationwide makes it easy to submit claims via their app. They process claims quickly and have answers to the claims in a timely matter. I would highly recommend this company.
Insurer: Nationwide
By: Katie