Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Could do better in managing the claim
Though finally paid the claim, it took from January to later April to pay the claim.
Insurer: Nationwide
By: David
Amazingly easy complete coverage.
I have had my puppy for 9 months now and so far Nationwide Whole Pet with Wellness plan has been amazing. I love that it covers preventative medicine, so smart. Submitting claims is very easy and fast.
Insurer: Nationwide
By: Amy
It was easiest experience ever
The quickest and easiest experience ever, it was so easy to upload my claim and got reimbursed quickly!
Insurer: Pets Best
By: Ashley
peace of mind
Luckily our kitty did not have to have surgery due to hairballs he could not pass but he did have to be hospitalized and undergo a barium series and enemas. The money adds up fast. What was nice was knowing that I was able to put my focus on getting him the best care and I didn't have to worry about the bill like I had in the past. My finances are still recovering from another kitty I had that passed with cancer. Much of the time I worried about being able to pay off the credit card bills as well as about her health. This made me realize how important it was to get insurance for my pets. We are so glad to have invested the money because I felt like whatever happened, I would be able to offer my guy the best care!
Insurer: Embrace
By: kim
The best insurance I could have chosen for my furry baby.
I file my first claim within 2 weeks of signing up my puppy to this insurance. Filing the claim was very easy and I received 90% of what I paid within 2 days. I feel at ease knowing that my baby is covered.
Insurer: Pets Best
By: Francisca
Tremendous insurance
Embrace was so helpful in paying my vet bills and within two or three days after submitting the information. I definitely recommend them
Insurer: Embrace
By: Bobbie
No worries about caring for my dog's health
We have had Embrace pet insurance since our dog was 1 year old(she is now 6). Every claim has been handled quickly and we have been reimbursed in a timely fashion. Our dog has had ACL surgery, skin issues, digestive problems, and allergies. I never had to worry about the expense of treating her. For us, Embrace insurance has been well worth it.
Insurer: Embrace
By: richard
Great company,claim filed and paid within 2 weeks
My dog Toby started having seizures. I took him to our local vet, then needed to take him to a specialist. It was very stressful , but filing a claim with healthy Paws was as easy as taking a picture of the bill. They processed and deposited my reimbursement in my checking account in less than 2 weeks !
Insurer: Healthy Paws
By: Terry
They didn't just COVER, they CARED!
Our beloved Simba developed a blocked ureter and was hospitalized while we were in another state for my Mom's funeral. He was hospitalized there two nights and we had to bring him right off the plane to the hospital at home for another night. Thank God he recovered completely (and Thank God his own vet gave him a 14-day injection of the antibiotic after my husband and I spent three days going thru motions that would have been more appropriate for an episode of I Love Lucy...but never got one pill down him. Because of the timing of Mom's funeral shortly followed by holidays and then some serious medical issues for one of us humans I was VERY slow in getting the claim filed. And the claim was more complicated because of him having three different providers. But an angel at Embrace walked me thru everything -- and even followed up with a phone call the following Monday to make sure all was well. EVERYONE I spoke with was so kind and so helpful. Once filed our claim was paid within a week or so after processing and the processing took only 2-3 days. I was VERY impressed and very pleased.
Insurer: Embrace
By: Ellen
I could not have had better support after my dog was diagnosed with cancer
In June, 2016, my dog was diagnosed with cancer. I was devastated. He had the best possible care and received chemotherapy. His cancer regressed and he was in remission for 16 months as a result of his care. It was time that I cherished. Unfortunately, I lost my boy in October, 2017. Having Trupanion allowed me to make decisions for his care without worrying about the costs. Each interaction with the team members at Trupanion was fantastic. They are compassionate and wanted to help every step of the way. I currently have two other dogs who are both covered by Trupanion. I would not hesitate to recommend them to family and friends.
Insurer: Trupanion
By: Brian