Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Very Happy Customer
Have been with ASPCA Insurance for a couple of years now. Great experience here. Claim submission process is extremely fast and easy. Confirmations and updates come via email. Coverage has been fantastic and customer service is great. We moved over from a different provider and ASPCA has far and away been a big upgrade. Highly recommended to help care for your fuzzy kids!
Insurer: ASPCA
By: Enrique
Nationwide Responds to Claims Quickly
Nationwide has been awesome about paying for meds. I'd recommend them to all dog owners, and in fact do recommend them to friends and family members.
Insurer: Nationwide
By: Frances
Very Happy Long Term Member
I have had ASPCA Pet Insurance almost 10 years and am very satisfied with their service. Filing a claim on line is very easy. They are very fast in processing claims and the follow up is on target. The staff is very friendly and always willing to assist with any questions. I live in the city and come across lots of people waling their dogs. I recommend ASPCA Pet Insurance to them when they ask which insurance I have for my pet.
Insurer: ASPCA
By: Louis
NO REGRETS - EMBRACE IS SIMPLY GREAT!
My previous cat suffered from kidney disease. The cost of treating her for several years was quite costly, and I had not pet insurance. When I adopted Quincy, the cat, I asked my vet to recommend a pet insurer. I was told to research the coverage online. Based on the fact that Embrace offered Wellness coverage, I enrolled Quincy. Embrace is FANTASTIC. All claims are handled fairly and expeditiously. I love the newsletter content and I am so happy that I choice Embrace.
Insurer: Embrace
By: Nan
Flexible and reliable pet insurance.
I have had Embrace pet insurance For Zak since he was a puppy and have never had anything but a pleasant experience dealing with them. Recently Zak has had a number of procedures done to diagnose a lameness issue which has entailed a number of visits over a period of time costing thousands of dollars. Embrace has been quick and dependable in covering each and every occurrence without any delay or issue. It is unfortunate that Zak has to go through so much, but it is comforting to know that I can rely on Embrace to stand behind their product and help with the costs.
Insurer: Embrace
By: Ken
Good company
I've used Nationwide for 30 years (they bought Veterinary Pet Insurance which I was a member of after they were founded). We've had many dogs and cats insured with them and the insurance let us fight cancer and other diseases that we could not have otherwise afforded to do. While there have been minor quirks and issues over the years we've been satisfied with the customer service and reimbursement on various vet bills. We're very happy with the electronic deposit system. In years past, it seemed that the check would take longer to arrive (after disbursement) than the initial adjudication. Now, we can receive reimbursement within a couple of days of adjudication. The one area of improvement that we would like to see is faster adjudication of claims. This has improved in the last couple of years but it would be nice to see more improvement, since it takes cash to visit most vets, and most vet visits are unplanned. Part of the problem may be attributed to rapid growth (I remember VPI when it was a small company and turnaround was fast). Overall, we'd recommend using their policies and services. If it weren't for the insurance we had through VPI, and now Progressive, we wouldn't have been able to treat our pets on some major medical issues.
Insurer: Nationwide
By: Ed
Long claim turnaround time
One of the reasons I selected Pets Best Insurance was because they advertised a really fast claim turnaround time-I had my first claim about a week ago-it has been processing for 6 days and I called today to check on it-I was told that because they gave everyone 3 days off for the holiday(Memorial Day) that my claim was going to take 10 days. First of all, my claim is for a substantial amount-$3,000, secondly, they shouldn't advertise 2-5 turnaround time and then close of 3 days-I understand wanting to give employees time off, however, not at the expense of getting done what they advertise.
Insurer: Pets Best
By: Kari
I love the fact my Zoe has “heath” pet insurance. It’s great knowing that no matter what’s going on with her or what the future
I love the fact my Zoe has “heath” pet insurance. It’s great knowing that no matter what’s going on with her or what the future may bring I have Nationwide Pet Insurance to cover the costs. She had her teeth cleaned and a tooth extracted and I got about 80% back. That was several hundred dollars.
Insurer: Nationwide
By: Michelle
Saved us from worrying about money!
We got insurance for the two of our cats and didn't use it in a while but once we needed it for an emergency and there was nothing better than not worrying about the cost of hospitalization and all the best care that can be given to our cat. It put our mind at ease during a stressful situation where we needed to worry more about our cat's health rather than the money.. They provided the reimbursement quickly and without any trouble! We had a deductible and the examination fee is not covered, but with our plan 80% of the rest was covered! That was over a $1000 for a $1800 bill. Thank you Healthy Paws!
Insurer: Healthy Paws
By: Svetlana
Good insurance
I like this insurance ,only thing I don’t like is my girl has acute rhinitis and they only cover x amount and we are on major medical. .I also like that you can direct deposit your payments
Insurer: Nationwide
By: Frances